Hamilton County property record for 10136 Lochcrest Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,414 sqft · built 1969 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0170-0157-00 |
| Primary APN | 590-0170-0157-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 3,851 sqft |
| 1st Floor Area | 1,283 sqft |
| 2nd Floor Area | 1,131 sqft |
| Basement Area | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 21,127 sqft (0.485 acres) |
| Lot Dimensions | 219 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10136 LOCHCREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOCHCREST DR 134.68 X 219.66 IRR-LOT 52 LAKESHORE ESTS SUB BLK B PT 2 |
| Legal Subdivision | LAKESHORE ESTS SUB |
| Legal Block | B |
| Legal Lot Number | 52 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21504 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 16, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2018 | Deed of Trust, Mortgage · VA Mortgage MCKINLEY MORTGAGE LLC |
| Jul 21, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Jul 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jul 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2005 |
| Transfer Doc | 0000000601 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045854 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 14395/806 |
| Instrument | 2021-0045854 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000059919 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 14690/99 |
| Instrument | 2022-0059919 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CINCINNATUS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000060121 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 18-0060121 |
| Name | MCKINLEY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Document Number | 0000073839 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10136 LOCHCREST DR CINCINNATI OH 452312708, CINCINNATI, OH 45231-2708 |
| Document Number | 0000073839 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 014219/001839 |
| Instrument | 73839 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Document Number | 0000060540 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10136 LOCHCREST DR CINCINNATI OH 452312708, CINCINNATI, OH 45231-2708 |
| Document Number | 0000060540 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 013966/001768 |
| Instrument | 60540 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10136 LOCHCREST DR, CINCINNATI, OH 45231-2708 |
| Document Number | 0000094171 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10136 LOCHCREST DR CINCINNATI OH 452312708, CINCINNATI, OH 45231-2708 |
| Document Number | 0000094171 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 014033/001645 |
| Instrument | 94171 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,962.00 (+2.52%) Homeowner's exemption | $82,947 (-) Land $15,887 Building $67,060 | $236,990 (-) Land $45,390 Building $191,600 |
| 2024 | $4,840.00 (+2.91%) Homeowner's exemption | $82,947 (-) Land $15,887 Building $67,060 | |
| 2023 | $4,703.00 (-16.7%) Homeowner's exemption | $82,947 (+10.14%) Land $15,887 Building $67,060 | $236,990 (+10.14%) Land $45,390 Building $191,600 |
| 2022 | $5,646.00 Homeowner's exemption | $75,313 Land $13,412 Building $61,901 | |
| 2020 | $215,180 Land $38,320 Building $176,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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