Lorain County property record for 10135 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,434 sqft Living Area |
| Lot Size | 88,427 sqft (2.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2003) |
| Tax Bill | $4,355.00 (2025) |
| Primary APN | 10-00-001-102-086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,434 sqft Living Area |
| 1st Floor | 1,358 sqft 1st Floor |
| 2nd Floor | 1,058 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 88,427 sqft (2.03 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,295 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 200 sqft Shed |
| Deck Area | 381 sqft Deck |
| Patio Area | 58 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 10135 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FROM -015 |
| Legal Subdivision | CARLISLE SEC 01 |
| Legal Block | 102 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-001-102-086
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 10135 W RIDGE RD, ELYRIA, OH 44035-6832 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| Aug 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Oct 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOL EMPS LORAIN CNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on Record |
| Deed Sale | Jun 30, 2003 · Amount on Record |
| Deed Doc Number | 2003003711 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10135 W RIDGE RD, ELYRIA, OH 44035-6832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000871539 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-0871539 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Apr 17, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10135 W RIDGE RD, ELYRIA, OH 44035-6832 |
| Document Number | 0000773643 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10135 W RIDGE RD ELYRIA OH 440356832, ELYRIA, OH 44035-6832 |
| Document Number | 0000773643 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 773643 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10135 W RIDGE RD, ELYRIA, OH 44035-6832 |
| Document Number | 0000697719 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10135 W RIDGE RD #RA ELYRIA OH 440356832, RA, ELYRIA, OH 44035-6832 |
| Document Number | 0000697719 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 697719 |
| Name | SCHOOL EMPS LORAIN CNTY CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 09, 2028 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,355.00 | $110,550 (+%) Land $18,450 Building $92,100 | $315,850 (-) Land $52,700 Building $263,150 |
| 2024 | $4,355.00 (+0.42%) | $110,548 (+24.45%) Land $18,445 Building $92,103 | $315,850 (+24.45%) Land $52,700 Building $263,150 |
| 2023 | $4,337.00 (+0.74%) | $88,830 (-) Land $19,236 Building $69,594 | $253,800 (-) Land $54,960 Building $198,840 |
| 2022 | $4,305.00 | $88,830 Land $19,240 Building $69,590 | |
| 2021 | $253,800 Land $54,960 Building $198,840 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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