10135 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 10135 S Charles St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,628 sqft · built 1976
Lot Size	0.231 acres (10,050 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,025 (2023)
Deeds & Mortgages	Dec 2023 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-08-307-018`

Property Details

APN / Parcel Number

Primary APN	`25-08-307-018`
Alternative APN	`25-08-307-018-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,050 sqft (0.231 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10135 S CHARLES ST
City	CHICAGO
State	IL
Zip	60643-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Range	14E
Legal Township	37N
Legal Section	08
Legal Subdivision	WASHINGTON HEIGHTS
Legal Block	2
Legal Lot Number	90
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2007
Census Tract	720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10135 S Charles St is owned and occupied by two individuals who acquired it in December 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2018	Affidavit of Death, Mortgage · VA Mortgage FREEDOM MTG
Apr 19, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2023
Transfer Doc	0000006317
Record Updated	Sep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Dec 26, 2023
Property Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109
Document Number	0036006317
Instrument Date	Dec 16, 2023
Instrument	2336006317
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018116162
Date	Jun 30, 2021
Instrument	2118116162

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Mar 1, 2048

January 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	COOK IL
Recording Date	Jan 4, 2018
Property Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109
Document Number	1800445012
Instrument Date	Dec 15, 2017
Instrument	445012
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 S CHARLES ST CHICAGO IL 606432109, CHICAGO, IL 60643-2109

Mortgage

Document Number	1800445013
Date	Jan 4, 2018
Instrument	445013

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10135 S CHARLES ST, CHICAGO, IL 60643-2109
Document Number	1711817053
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 S CHARLES ST CHICAGO IL 606432109, CHICAGO, IL 60643-2109

Mortgage

Document Number	1711817053
Date	Apr 28, 2017
Instrument	11817053

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,001 Land $12,563 Building $16,438	$290,010 Land $125,630 Building $164,380
2023	$4,025.00 (+3.55%)
2022	$3,887.00 (+1.44%) Homeowner's exemption Senior Citizen's exemption	$25,000 (-) Land $10,050 Building $14,950	$250,000 (-) Land $100,500 Building $149,500
2021	$3,832.00 Homeowner's exemption Senior Citizen's exemption	$25,000 Land $10,050 Building $14,950	$250,000 Land $100,500 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10135 S Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10135 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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