10135 Penn Oak Ln, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10135 Penn Oak Ln, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1981
Lot Size	5.08 acres (221,720 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2004)
Tax Bill	$8,258 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`051-090-010-000`

Property Details

APN / Parcel Number

Primary APN	`051-090-010-000`
Alternative APN	`51-090-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,548 sqft
2nd Floor Area	420 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Lot Area	221,720 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-090-10-000
Street Address	10135 PENN OAK LN
City	ROUGH AND READY
State	CA
Zip	95975-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL A PM 8/113
Legal Subdivision	ALTA SIERRA ESTATES 21
Legal Lot Number	A
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

10135 Penn Oak Ln is owned by two individuals who acquired it in May 2020.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 BRENTWOOD AVE, SAN FRANCISCO, CA 94127-2102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2004 · Amount on File
Deed Sale	Sep 24, 2004 · Amount on File
Prior Sale	Jul 28, 1998 · Amount on File
Deed Document Number	200440110
Last Transfer Date	May 12, 2020
Transfer Doc	0000023118
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10135 PENN OAK LN, ROUGH AND READY, CA 95975-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019928
Date	Oct 11, 2018
Instrument	20180019928

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10135 PENN OAK LN, ROUGH AND READY, CA 95975-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014284
Date	Jun 26, 2020
Instrument	20200014284

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 14, 2020
Property Address	10135 PENN OAK LN, ROUGH AND READY, CA 95975-9785
Document Number	0000023118
Instrument Date	May 12, 2020
Instrument	23118
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	184 BRENTWOOD AVE SAN FRANCISCO CA 941272102, SAN FRANCISCO, CA 94127-2102

Tax Assessment & Valuation

The 2025 property tax bill for 10135 Penn Oak Ln was $8,258.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,100 (+1.98%) Land $193,500 Building $583,600
2025	$8,258.00	$762,000 Land $189,800 Building $572,200
2023	$8,238.00 (+0.15%)	$762,000 Land $189,800 Building $572,200	$889,830
2022	$8,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10135 Penn Oak Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10135 Penn Oak Ln is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
DigitalPath Fixed Wireless	75 / 10

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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