10135 Parrish Ave NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 10135 Parrish Ave NE, Otsego, MN 55330

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,048 sqft · built 1949
Lot Size	0.828 acres (36,073 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Oct 2020)
Tax Bill	$2,446 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`118-030-000110`

Property Details

APN / Parcel Number

Primary APN	`118-030-000110`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	36,073 sqft (0.828 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10135 PARRISH AVE NE
City	ELK RIVER
State	MN
Zip	55330-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-121 RANGE-023 RIVERSIDE PARK LOT-011 ALSO LT33 & S1/2 OF LTS 12&32 S1/2 OF LTS 12&32
Legal Range	023
Legal Township	121
Legal Section	10
Legal Subdivision	RIVERSIDE PARK
Legal Lot Number	11,33
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2001
Census Tract	100102

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10135 PARRISH AVE NE, ELK RIVER, MN 55330-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · FHA Mortgage LEND SMART MORTGAGE LLC
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage PROCTOR FEDERAL CU
Aug 7, 2020	Warranty Deed, Transfer SHERBURNE CNTY ABSTRACT & TT
Dec 7, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202034498
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000034294
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T35864
Date	Feb 2, 2022
Instrument	T35864

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 12, 2020
Property Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131
Document Number	0000034498
Instrument Date	Oct 1, 2020
Instrument	34498
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	LAWYERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131

Mortgage

Document Number	0000034499
Date	Oct 12, 2020
Instrument	34499

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2025
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	9.75%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 7, 2020
Property Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131
Document Number	0000034293
Instrument Date	Jul 27, 2020
Instrument	34293
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	SHERBURNE CNTY ABSTRACT & TT

Transaction

Amount	Amount Recorded
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 7, 2017
Property Address	10135 PARRISH AVE NE, OTSEGO, MN 55330-7131
Document Number	0000032475
Instrument Date	Nov 24, 2017
Instrument	32475
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 PARRISH AVE NE OTSEGO MN 553307131, OTSEGO, MN 55330-7131

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,446.00	$247,600 (+3.99%) Land $120,000 Building $127,600	$247,600 (+3.99%) Land $120,000 Building $127,600
2025		$238,100 (+0.08%) Land $115,000 Building $123,100	$238,100 (+0.08%) Land $115,000 Building $123,100
2023	$2,446.00 (+17.15%)	$237,900 Land $102,000 Building $135,900	$237,900 Land $102,000 Building $135,900
2022	$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	866.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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