10134 98th Pass, Live Oak, FL 32060 Property Records

Suwannee County property record for 10134 98th Pass, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2,296 sqft · built 2023
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Dec 2023)
Tax Bill	$4,783 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-02S-14E-02441-010090`

Property Details

APN / Parcel Number

Primary APN	`31-02S-14E-02441-010090`
Alternative APN	`02441010090`

Interior

Building Area	2,296 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	43,996 sqft (1.01 acres)
Garage Area	484 sqft

Location & Zoning

Account Number	02441010090
Street Address	10134 98TH PASS
City	LIVE OAK
State	FL
Zip	32060-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.01 ACRES LOT 9 EAGLES POINTE ORB 2485 P 466-67 WD YR 2024
Legal Range	14E
Legal Township	02S
Legal Section	31
Legal Lot Number	9 18
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	5
Census Block	5012
Census Tract	970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10134 98TH PASS, LIVE OAK, FL 32060-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage GSMS DEVELOPERS INC
Jul 28, 2022	Warranty Deed, Transfer LAKE CITY TITLE INC, LAKE CITY TITLE
Jul 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	2023273953
Deed Book / Page	2485 / 466
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 15, 2023
Property Address	10134 98TH PASS, LIVE OAK, FL 32060-9112
Document Number	0000273953
Book / Page	2485 / 466
Map Reference	MB 1 PG 519
Instrument Date	Dec 14, 2023
Instrument	2023273953
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024
Title Company	LAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 SW OLD CYPRESS WAY, LAKE CITY, FL 32024-0666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10134 98TH PASS, LIVE OAK, FL 32060-9112

Mortgage

Document Number	0000000468
Date	Dec 15, 2023
Instrument	2485/468

Lender

Name	GSMS DEVELOPERS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 28, 2022
Property Address	10134 98TH PASS, LIVE OAK, FL 32060-9112
Document Number	0000255778
Book / Page	2376 / 327
Map Reference	MB 1 PG 519
Instrument Date	Jul 28, 2022
Instrument	2022255778
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6014, LIVE OAK, FL 32064-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SW COMMERCE DR STE 145, 145, LAKE CITY, FL 32025-1587
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 13, 2022
Property Address	10134 98TH PASS, LIVE OAK, FL 32060-9112
Document Number	0000255014
Book / Page	2372 / 342
Map Reference	MB 1 PG 519
Instrument Date	Jun 24, 2022
Instrument	2022255014
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 S INDIAN RIVER DR, FORT PIERCE, FL 34982-7746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7173 61ST DR, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,905 (+2,119.37%) Land $27,900 Building $305,005	$332,905 (+2,119.37%) Land $27,900 Building $305,005
2024	$4,783.00 (+1,852.24%)
2023	$245.00 (-5.41%)	$15,000 (-31.82%) Land $15,000	$15,000 (-31.82%) Land $15,000
2022	$259.00	$22,000	$22,000 Land $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1991–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream, Xfinity.

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