10132 FM 2454, Gilmer, TX 75644 Property Records

Upshur County property record for 10132 FM 2454, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	2 ba · 5,428 sqft · built 1993
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Tax Bill	$6,105 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`448U-S04-000-008-1`

Property Details

APN / Parcel Number

Primary APN	`448U-S04-000-008-1`
Alternative APN	`73108`

Interior

Full Baths	2 Baths
Building Area	5,428 sqft Living Area
1st Floor Area	3,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Detached
Garage Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	448U-S04-000-008-1
Street Address	10132 FM 2454
City	GILMER
State	TX
Zip	75644-5584
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A448 STROOP, G M,TRACT 8-1, 2.06 ACRES & HOUSE
Legal Subdivision	G M SURVEY A-448
Legal Tract	1-8
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	2
Census Block	2030
Census Tract	950200

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10132 FM 2454, GILMER, TX 75644-5584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10132 FM 2454, GILMER, TX 75644-5584
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207792
Date	Sep 19, 2022
Instrument	202207792

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10132 FM 2454, GILMER, TX 75644-5584
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100739
Date	Feb 1, 2021
Instrument	202100739

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10132 FM 2454, GILMER, TX 75644-5584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201909065
Date	Dec 31, 2019
Instrument	201909065

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,105.00 (+47.82%) Homeowner's exemption	$455,870 (+8.65%) Land $9,640 Building $446,230	$455,870 (+8.65%) Land $9,640 Building $446,230
2025	$4,130.00 (-14.9%) Homeowner's exemption	$419,570 (+6.91%) Land $10,510 Building $409,060	$419,570 (+6.91%) Land $10,510 Building $409,060
2023		$392,450 Land $7,400 Building $385,050	$392,450 Land $7,400 Building $385,050
2022	$4,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2454

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