10132 E Lake Rd, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 10132 E Lake Rd, Ripley, NY 14775

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,488 sqft · built 2019
Lot Size3.7 acres (161,172 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Jul 2003)
Tax Bill$11,168 (2026)
Deeds & MortgagesJun 2026 Sale
Jul 2019 Construction Loan
APN066200 223.15-1-33

Property Details

APN / Parcel Number

Primary APN066200 223.15-1-33
Alternative APNs
  • 62002230150001033000
  • 62290

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area161,172 sqft (3.7 acres)
Lot Dimensions150 ft deep x 350 ft wide
View / LotWaterfront
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number62290
Street Address10132 E LAKE RD
CityRIPLEY
StateNY
Zip14775-9528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal DescriptionOLD APN: 066200 25-1-3
Legal Block1
Legal Lot Number33.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionRIPLEY
Census Block Group2
Census Block2003
Census Tract36600

Owner

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11103 ROUTE 19 N, WATERFORD, PA 16441-5111
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 2, 2019Deed of Trust, Mortgage · Construction Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2003 · Amount on Record
Deed SaleJul 15, 2003 · Amount on Record
Prior SaleMay 11, 1995 · Amount on Record
Deed Book / Page2523 / 501
Last Transfer DateJan 5, 2026
Transfer Doc0000003959
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateJun 5, 2026
Property Address10132 E LAKE RD, RIPLEY, NY 14775-9528
Document Number0000003959
Instrument DateJan 5, 2026
Instrument20263959
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11103 ROUTE 19 N, WATERFORD, PA 16441-5111

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address10132 E LAKE RD, RIPLEY, NY 14775
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019002658
DateJul 2, 2019
InstrumentMT2019002658
Lender
NameNORTHWEST BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionRipley Town
Unified School DistrictRipley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,168.00 (+0.28%)
2025$11,137.00$358,000 (-) Land $158,700 Building $199,300$389,100 (+8.69%) Land $172,487 Building $216,613
2023$358,000 (+36.64%) Land $158,700 Building $199,300$358,000 (+24.34%) Land $158,700 Building $199,300
2022$262,000 Land $62,200 Building $199,800$287,912 Land $68,352 Building $219,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Fidium Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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