10132 Cook Ave, Oak Lawn, IL 60453 Property Records

Cook County property record for 10132 Cook Ave, Oak Lawn, IL 60453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,211 sqft · built 1956
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2023)
Tax Bill	$7,289 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-09-303-019`

Property Details

APN / Parcel Number

Primary APN	`24-09-303-019`
Alternative APN	`24-09-303-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10132 COOK AVE
City	OAK LAWN
State	IL
Zip	60453-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND L (LUTGERTS) ADD TO (OAKDALE) SUB OF E 3/4 OF SE SW SEC 09-37-13
Legal Range	13E
Legal Township	37N
Legal Section	09
Legal Subdivision	LUTGERTS ADD TO OAKDALE
Legal Lot Number	85
Jurisdiction	COOK IL
Township / Civil Division	WORTH
Census Block Group	2
Census Block	2011
Census Tract	822601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9716 SOUTHWEST HWY, OAK LAWN, IL 60453-3615
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	202341186
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000007035
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10132 COOK AVE, OAK LAWN, IL 60453-3834
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6132 COOK AVE, OAK LAWN, IL 60453

Mortgage

Document Number	0034624024
Date	Dec 12, 2025
Instrument	2534624024

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 27, 2023
Property Address	10132 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	0027041186
Instrument Date	Sep 23, 2023
Instrument	2327041186
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10132 COOK AVE, OAK LAWN, IL 60453-3834

Mortgage

Document Number	0027041187
Date	Sep 27, 2023
Instrument	2327041187

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 7, 2022
Property Address	10132 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	0003807035
Instrument Date	Jan 11, 2022
Instrument	2203807035
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10000 S KARLOV AVE, OAK LAWN, IL 60453-4134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10132 COOK AVE, OAK LAWN, IL 60453-3834

Mortgage

Document Number	0003807036
Date	Feb 7, 2022
Instrument	2203807036

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Dec 20, 2017
Property Address	10132 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	1735446144
Instrument Date	Dec 12, 2017
Instrument	35446144
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10000 S KARLOV AVE OAK LAWN IL 604534134, OAK LAWN, IL 60453-4134

Mortgage

Document Number	1735446145
Date	Dec 20, 2017
Instrument	35446145

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Worth Township
Municipality	Oak Lawn Village
Secondary School District	Community High School District 218 (09 - 12)
Elementary School District	Oak Lawn-Hometown School District 123 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+31.37%) Land $3,960 Building $22,040	$260,000 (+31.37%) Land $39,600 Building $220,400
2023	$7,289.00 (+12.94%)
2022	$6,454.00 (+2.2%)	$19,792 (-) Land $3,465 Building $16,327	$197,920 (-) Land $34,650 Building $163,270
2021	$6,315.00 Homeowner's exemption	$19,792 Land $3,465 Building $16,327	$197,920 Land $34,650 Building $163,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAWN serves 58,362 people · EPA ID IL0312220
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Jul 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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