10132 Bittern Dr, Pensacola, FL 32507 Property Records

Escambia County property record for 10132 Bittern Dr, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,302 sqft · built 2002
Lot Size	0.351 acres (15,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (May 2000)
Tax Bill	$3,253 (2024)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-3S-31-2300-003-007`

Property Details

APN / Parcel Number

Primary APN	`18-3S-31-2300-003-007`
Alternative APN	`102019130`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,302 sqft Adjusted Area
1st Floor Area	2,789 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,333 sqft (0.351 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	836 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102019130
Old Parcel Number	102019130
Street Address	10132 BITTERN DR
City	PENSACOLA
State	FL
Zip	32507-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 3 BLK G HERONS FOREST PB 16 P 18/18A OR 4562 P 845
Legal Range	31W
Legal Township	03S
Legal Section	18
Legal Subdivision	HERONS FOREST
Legal Block	G
Legal Lot Number	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2002
Census Tract	2606

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2000 · Amount on Record
Deed Sale	May 25, 2000 · Amount on Record
Deed Document Number	0456200845
Deed Book / Page	04562 / 00845
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208

Mortgage

Document Number	0090721464
Date	Nov 27, 2023
Book Page	9072/1464
Instrument	2023093614

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208

Mortgage

Document Number	0084880290
Date	Mar 19, 2021
Book Page	8488/290
Instrument	2021029461

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10132 BITTERN DR, PENSACOLA, FL 32507-7208
Document Number	0078050823
Book / Page	007805 / 000823
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10132 BITTERN DR PENSACOLA FL 325077208, PENSACOLA, FL 32507-7208

Mortgage

Document Number	0078050823
Date	Nov 6, 2017
Book Page	007805/000823
Instrument	87104

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2037

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,660 (+5.99%)	$448,990 (-3.79%) Land $70,000 Building $378,990
2024	$3,253.00 (+0.77%)
2023	$3,228.00 (+2.35%) Homeowner's exemption	$274,242 (+3%)	$466,686 (+15.26%) Land $65,000 Building $401,686
2022	$3,154.00 Homeowner's exemption	$266,255	$404,904 Land $50,000 Building $354,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 292 condo units
Nearby Flood Claims	60 (2004–2020)
Claims Outside the SFHA	11 of 60
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 48 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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