Lee County property record for 10132 Bertram Ln, Fort Myers, FL 33919
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 7,193 sqft · built 1992 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,688 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-45-24-02-00000.0200 |
| Primary APN | 17-45-24-02-00000.0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 7,193 sqft Living Area |
| Gross Area | 11,605 sqft |
| 1st Floor Area | 4,610 sqft |
| Upper Floors Area | 1,903 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 17,380 sqft (0.399 acres) |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 1,476 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 512 sqft |
| Patio Area | 1,332 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10203725 |
|---|---|
| Street Address | 10132 BERTRAM LN |
| City | FORT MYERS |
| State | FL |
| Zip | 33919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | RIVERSIDE YACHT CLUB ESTS PB 47 PG 23 LOTS 20 + 21 |
| Legal Range | 24E |
| Legal Township | 45S |
| Legal Section | 17 |
| Legal Subdivision | RIVERSIDE YACHT CLUB ESTS |
| Legal Tract | 02 |
| Legal Block | 1 |
| Legal Lot Number | 20,21 |
| Jurisdiction | LEE FL |
| Township / Civil Division | FORT MYERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1802 |
10132 Bertram Ln is owned and occupied by two individuals who acquired it in October 2003.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10130 BERTRAM LN, FORT MYERS, FL 33919-4596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2003 |
| Transfer Doc | 4092003709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 10132 BERTRAM LN, FORT MYERS, FL 33919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132039 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020000132039 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10132 Bertram Ln was $18,688 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,445,926 (+2.7%) | $2,413,687 (-44.42%) Land $2,312,979 Building $100,708 | |
| 2025 | $18,688.00 Homeowner's exemption | $1,407,912 | $4,343,000 Land $2,899,702 Building $1,443,298 |
| 2023 | $16,590.00 (+1.36%) Homeowner's exemption | $1,238,796 (+3%) | $3,032,026 (-1.54%) Land $2,474,336 Building $557,690 |
| 2022 | $16,368.00 Homeowner's exemption | $1,202,715 | $3,079,318 Land $1,777,924 Building $1,301,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10132 Bertram Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 286 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 828 units insured incl. 542 condo units |
| Nearby Flood Claims | 89 (1982–2022) |
| Claims Outside the SFHA | 8 of 89 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10132 Bertram Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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