Cook County property record for 10131 S Carpenter St, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1956 |
| Lot Size | 0.094 acres (4,099 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,699 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-419-045 |
| Primary APN | 25-08-419-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,099 sqft (0.094 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10131 S CARPENTER ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | EDWARD E (SMITHS) SUB OF BLK 11 IN HITTS SUB OF SE SEC 08-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | SMITHS SUB |
| Legal Block | 11 |
| Legal Lot Number | 34,35 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 730600 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10131 S CARPENTER ST, CHICAGO, IL 60643-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 3, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Jul 14, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2005 |
| Deed Sale | Jun 20, 2005 |
| Deed Document Number | 20053128 |
| Last Transfer Date | Jun 29, 2022 |
| Transfer Doc | 0000012182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 3, 2022 |
| Property Address | 10131 S CARPENTER ST, CHICAGO, IL 60643-2214 |
| Document Number | 0021512182 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2221512182 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10131 S CARPENTER ST, 10131, CHICAGO, IL 60643-2214 |
| Name | Verified Name |
|---|---|
| Address | 10136 S CARPENTER ST, CHICAGO, IL 60643-2215 |
| Document Number | 0021512183 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2221512183 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate | 5.62% |
|---|
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 14, 2017 |
| Property Address | 10131 S CARPENTER ST, CHICAGO, IL 60643-2214 |
| Document Number | 1719534034 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 19534034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10131 S CARPENTER ST CHICAGO IL 606432214, CHICAGO, IL 60643-2214 |
| Document Number | 1719534035 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 19534035 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jul 13, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Number | 1719534036, |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 19534036 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Jul 13, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,000 (-14.28%) Land $3,894 Building $8,106 | $120,000 (-14.28%) Land $38,940 Building $81,060 | |
| 2023 | $1,699.00 (+5.07%) | ||
| 2022 | $1,617.00 (+153.85%) Homeowner's exemption Senior Citizen's exemption | $13,999 (-) Land $3,074 Building $10,925 | $139,990 (-) Land $30,740 Building $109,250 |
| 2021 | $637.00 | $13,999 Land $3,074 Building $10,925 | $139,990 Land $30,740 Building $109,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2011–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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