10131 Ramsey Falls Dr, Jacksonville, FL 32222 Property Records

Duval County property record for 10131 Ramsey Falls Dr, Jacksonville, FL 32222

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,647 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$299,100 (May 2018)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016409-9255`

Property Details

APN / Parcel Number

Primary APN	`016409-9255`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,647 sqft Living Area
Gross Area	3,527 sqft
1st Floor Area	2,647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10131 RAMSEY FALLS DR
City	JACKSONVILLE
State	FL
Zip	32222-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	70-114 29-3S-25E LONGLEAF PHASE 04C LOT 428
Legal Range	25E
Legal Township	03S
Legal Section	29
Legal Subdivision	LONGLEAF PHASE 04C
Legal Phase	04C
Legal Lot Number	428
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3005
Census Tract	13723

Owner

10131 Ramsey Falls Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10131 RAMSEY FALLS DR, JACKSONVILLE, FL 32222-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
May 29, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	2018126495
Deed Book / Page	18402 / 1013
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10131 RAMSEY FALLS DR, JACKSONVILLE, FL 32222-4142
Document Number	0190642205
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10131 RAMSEY FALLS DR JACKSONVILLE FL 322224142, JACKSONVILLE, FL 32222-4142

Mortgage

Document Number	0190642205
Date	Jan 10, 2020
Book Page	019064/002205
Instrument	6980

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 29, 2018
Property Address	10131 RAMSEY FALLS DR, JACKSONVILLE, FL 32222-4142
Document Number	0184021013
Book / Page	18402 / 1013
Map Reference	MB 70 PG 114
Instrument Date	May 24, 2018
Instrument	2018126495
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 RAMSEY FALLS DR, JACKSONVILLE, FL 32222-4142

Mortgage

Document Number	2018126496
Date	May 29, 2018
Instrument	2018126496

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10131 Ramsey Falls Dr was $3,852 with exemptions applied, up 7.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,814 (+2.7%)	$354,230 (-5.21%) Land $70,000 Building $284,230
2025	$3,852.00 (+7.3%) Homeowner's exemption Veteran's exemption	$240,326	$373,694 Land $70,000 Building $303,694
2024	$3,590.00 (+2.98%)
2023	$3,486.00 (+9.24%) Homeowner's exemption Veteran's exemption	$226,751 (+3%)	$365,446 (+11.42%) Land $59,000 Building $306,446
2022	$3,191.00 Homeowner's exemption Veteran's exemption	$220,147	$327,997 Land $50,000 Building $277,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10131 Ramsey Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10131 Ramsey Falls Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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