10131 Horizon Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10131 Horizon Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2020)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0403-0290`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0403-0290`
Alternative APNs	`00270129` `270129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 91 ft wide
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	170 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00270129
Street Address	10131 HORIZON DR
City	SPRING HILL
State	FL
Zip	34608-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 403 LOT 29 ORB 316 PG 618
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	403
Legal Lot Number	29
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3015
Census Tract	40901

Owner

10131 Horizon Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	10131 HORIZON DR, SPRING HILL, FL 34608-6443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	0039151586
Deed Book / Page	3915 / 1586
Last Transfer Date	Jul 2, 2025
Transfer Doc	0045791338
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 20, 2020
Property Address	10131 HORIZON DR, SPRING HILL, FL 34608-6443
Document Number	0039151586
Book / Page	3915 / 1586
Map Reference	MB 8 PG 27-37
Instrument Date	Nov 17, 2020
Instrument	2020073322
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3264 LIGHTHOUSE WAY, 3264, SPRING HILL, FL 34607-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 HORIZON DR, SPRING HILL, FL 34608-6443

Mortgage

Document Number	39151589
Date	Nov 20, 2020
Instrument	3915/1589

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 3, 2017
Property Address	10131 HORIZON DR, SPRING HILL, FL 34608-6443
Document Number	0034841262
Book / Page	3484 / 1262
Map Reference	MB8 PG27-37
Instrument Date	Jun 30, 2017
Instrument	2017037690
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17100 ACORN RDG, 17100, EDEN PRAIRIE, MN 55347-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 HORIZON DR, SPRING HILL, FL 34608-6443

Mortgage

Document Number	34841264
Date	Jul 3, 2017
Instrument	3484/1264

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10131 Horizon Dr was $1,518 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 Additional exemption filed	$150,782	$267,019 Land $37,190 Building $229,829
2023		$140,956 (+3%) Land $140,956
2022	$1,463.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,850	$231,641 Land $33,624 Building $198,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10131 Horizon Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10131 Horizon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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