10131 Elm Ct, Thornton (Denver), CO 80229 Property Records

Adams County property record for 10131 Elm Ct, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1999
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Oct 2022)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0112286`

Property Details

APN / Parcel Number

Primary APN	`R0112286`
Alternative APNs	`0172118124015` `172118124015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,485 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	885 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	285 sqft
Shed	1 Shed
Shed Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0112286
Old Parcel Number	172118124015
Street Address	10131 ELM CT
City	THORNTON
State	CO
Zip	80229-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FARMINGTON SUBD BLK:5 LOT:15
Legal Range	67W
Legal Township	02S
Legal Section	18
Legal Quarter	NE
Legal Subdivision	FARMINGTON SUBD
Legal Block	5
Legal Lot Number	15
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1000
Census Tract	9103

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10131 ELM CT, THORNTON, CO 80229-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLORADO CU
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2022000086745
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 25, 2022
Property Address	10131 ELM CT, THORNTON, CO 80229-3418
Document Number	0000086745
Instrument Date	Oct 24, 2022
Instrument	2022000086745
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 ELM CT, THORNTON, CO 80229-3418

Mortgage

Document Number	0000086746
Date	Oct 25, 2022
Instrument	2022000086746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10131 ELM CT, THORNTON, CO 80229-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039686
Date	Apr 30, 2020
Instrument	2020000039686

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10131 ELM CT, THORNTON, CO 80229-3418
Document Number	0000078737
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10131 ELM CT THORNTON CO 802293418, THORNTON, CO 80229-3418

Mortgage

Document Number	0000078737
Date	Aug 13, 2020
Instrument	78737

Lender

Name	COLORADO CU
Type	Credit Union
Address	DENVER, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 9, 2018
Property Address	10131 ELM CT, THORNTON, CO 80229-3418
Document Number	0000019832
Instrument Date	Mar 5, 2018
Instrument	2018000019832
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 ELM CT, THORNTON, CO 80229-3418

Mortgage

Document Number	0000019833
Date	Mar 9, 2018
Instrument	2018000019833

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams County School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 (-51.22%)	$27,440 (-9.05%) Land $5,380 Building $22,060	$439,000 (-1.57%) Land $86,000 Building $353,000
2023	$2,384.00 (+9.51%)	$30,170 (+10.55%) Land $5,410 Building $24,760	$446,000 (+13.54%) Land $80,000 Building $366,000
2022	$2,177.00	$27,290 Land $10,280 Building $17,010	$392,797 Land $148,000 Building $244,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T.

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