10131 E 17th Ln, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10131 E 17th Ln, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 2003
Lot Size	0.104 acres (4,537 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2023)
Tax Bill	$3,979 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45291.2119`

Property Details

APN / Parcel Number

Primary APN	`45291.2119`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,537 sqft (0.104 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10131 E 17TH LN
City	SPOKANE VALLEY
State	WA
Zip	99206-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DISHMAN COMMONS NE1/4 29-25-44 LT10B BLK2
Legal Range	44
Legal Township	25
Legal Section	29
Legal Subdivision	DISHMAN COMMONS
Legal Block	2
Legal Lot Number	10B
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3004
Census Tract	12802

Owner

10131 E 17th Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	20237296607
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 17, 2023
Property Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427
Document Number	0007296607
Map Reference	VOL 26 PG 79&80
Instrument Date	Jul 13, 2023
Instrument	7296607
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	CW TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427

Mortgage

Document Number	0007296608
Date	Jul 17, 2023
Instrument	7296608

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0007296609
Date	Jul 17, 2023
Instrument	7296609

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007165387
Date	Dec 27, 2021
Instrument	7165387

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 7, 2020
Property Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427
Document Number	0006890221
Map Reference	VOL 26 PG 79&80
Instrument Date	Jan 30, 2020
Instrument	6890221
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,806.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 E 17TH LN, SPOKANE VALLEY, WA 99206-3427

Mortgage

Document Number	0006890222
Date	Feb 7, 2020
Instrument	6890222

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10131 E 17th Ln was $3,979, up 0.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,979.00 (+0.4%)	$384,200 Land $100,000 Building $284,200	$384,200 Land $100,000 Building $284,200
2025	$3,963.00
2024		$378,000 (+43.45%) Land $65,000 Building $313,000	$378,000 (+43.45%) Land $65,000 Building $313,000
2023	$3,617.00 (+17.36%)	$263,500 (-) Land $50,000 Building $213,500	$263,500 (-) Land $50,000 Building $213,500
2022	$3,082.00	$263,500 Land $50,000 Building $213,500	$263,500 Land $50,000 Building $213,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10131 E 17th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10131 E 17th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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