Baltimore County property record for 10131 Bird River Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1,641 sqft · built 2023 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,500 (Mar 2021) |
| Tax Bill | $4,523 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2021 Sale & Construction Loan + 1 more |
| APN | 15-1523501291 |
| Primary APN | 15-1523501291 |
|---|---|
| Alternative APN |
|
| Building Area | 1,641 sqft Total Area |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 50 ft Width |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1523501291 |
|---|---|
| Street Address | 10131 BIRD RIVER RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .35 AC SS BIRD RIVER RD 1250 NE REAMES RD |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 451701 |
Source: Baltimore County records · APN 15-1523501291
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30 OAK LEAF RD, FITCHBURG, MA 01420-6758 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE DEPOT LLC |
| Mar 02, 2021 | Deed, Construction Loan · Construction Mortgage PRESIDENTIAL BANK FSB |
| Sep 22, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2021 · Amount on Record |
| Deed Sale | Mar 02, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 0044228415 |
| Deed Book / Page | 44228 / 415 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 10131 BIRD RIVER RD, MIDDLE RIVER, MD 21220-1527 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10131 BIRD RIVER RD, MIDDLE RIVER, MD 21220-1527 |
| Document Number | 0505990457 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 50599/457 |
| Name | MORTGAGE DEPOT LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, MI 48025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Mar 02, 2021 |
| Property Address | 10131 BIRD RIVER RD, MIDDLE RIVER, MD 21220-1527 |
| Document Number | 0442280415 |
| Book / Page | 44228 / 415 |
| Instrument Date | Feb 05, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2023 |
| Title Company | GOLDSTAR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 30 OAK LEAF RD, FITCHBURG, MA 01420-6758 |
| Document Number | 0044228419 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 44228/419 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 22, 2017 |
| Property Address | 10131 BIRD RIVER RD, MIDDLE RIVER, MD 21220-1527 |
| Document Number | 0394300297 |
| Book / Page | 039430 / 000297 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8015 SHORE RD BALTIMORE MD 212224737, BALTIMORE, MD 21222-4737 |
Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,523.00 | $328,200 Land $121,900 Building $206,300 | $328,200 Land $121,900 Building $206,300 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1990–2012) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2012 · other causes |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Wireless Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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