10130 N Oak St, Middlesex, NC 27557 Property Records

Nash County property record for 10130 N Oak St, Middlesex, NC 27557

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2022)
Tax Bill	$1,592 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273415-63-9088`

Property Details

APN / Parcel Number

Primary APN	`273415-63-9088`
Alternative APNs	`008714` `77009` `88401`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Heated Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2022
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	88401
Street Address	10130 N OAK ST
City	MIDDLESEX
State	NC
Zip	27557-8287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	5 25 11, 1 LT, 11 BLK 25
Legal Subdivision	DONNA H LILES
Legal Block	25
Legal Lot Number	11
Jurisdiction	NASH NC
Township / Civil Division	DRY WELLS
Census Block Group	2
Census Block	2017
Census Tract	11501

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 21, 2022	Warranty Deed, Transfer · FHA Mortgage ARMED FORCES BANK NA
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Book / Page	3255 / 953
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287

Mortgage

Document Number	003454/194
Date	Dec 2, 2025
Book Page	3454/194

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Term	480 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Nov 21, 2022
Property Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287
Document Number	003255/953
Book / Page	3255 / 953
Map Reference	MB 24 PG 309
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 OAKWOOD CT, 2905, DILLON, SC 29536-7484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287

Mortgage

Document Number	0032550955
Date	Nov 21, 2022
Instrument	3255-0955

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Mar 31, 2021
Property Address	10130 N OAK ST, MIDDLESEX, NC 27557-8287
Document Number	003118/478
Book / Page	3118 / 478
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2454 VINSON RD, 2454, CLAYTON, NC 27527-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 NASH ST NW, WILSON, NC 27893-1816

Mortgage

Document Number	0003118480
Date	Mar 31, 2021
Instrument	3118/480

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Middlesex Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,592.00 (+3.98%)	$122,480 (-) Land $8,500 Building $113,980	$122,480 (-) Land $8,500 Building $113,980
2025	$1,531.00 (+178.36%)	$122,480 (+197.93%) Land $8,500 Building $113,980	$122,480 (+197.93%) Land $8,500 Building $113,980
2023	$550.00	$41,110	$41,110 Land $8,500 Building $32,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER SYSTEM serves 1,389 people · EPA ID NC0464050
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Ethylene dibromide not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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