1013 Zephyr Cir, Monroe, NC 28110 Property Records

Union County property record for 1013 Zephyr Cir, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	18.1 acres (790,178 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Mar 2022)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-105-004`

Property Details

APN / Parcel Number

Primary APN	`09-105-004`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	790,178 sqft (18.1 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1013 ZEPHYR CIR
City	MONROE
State	NC
Zip	28110-8803
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-40 MONRO
Legal Description	18.14A OPCQ459
Legal Subdivision	MALLARD LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 ZEPHYR CIR, MONROE, NC 28110-8803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer
Dec 3, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	May 8, 2006 · Amount on Record
Deed Document Number	20229340
Deed Book / Page	8423 / 524
Prior Transfer Date	Nov 26, 2021
Prior Transfer Doc	0008333663
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 11, 2022
Property Address	1013 ZEPHYR CIR, MONROE, NC 28110-8803
Document Number	0008423524
Book / Page	8423 / 524
Map Reference	CAB Q FILE 459
Instrument Date	Mar 9, 2022
Instrument	9340
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 GLENGARRIE LN, HUNTERSVILLE, NC 28078-3312

December 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	UNION NC
Recording Date	Dec 3, 2021
Property Address	1013 ZEPHYR CIR, MONROE, NC 28110-8803
Document Number	0008333663
Book / Page	8333 / 663
Map Reference	CAB I PG 283
Instrument Date	Nov 26, 2021
Instrument	57152
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26900 242ND AVE SE # 202, 202, MAPLE VALLEY, WA 98038-2401

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,455.00 (+312.32%)	$624,000 (+414%) Land $210,300 Building $413,700	$624,000 (+414%) Land $210,300 Building $413,700
2023	$1,323.00 (-17.31%)	$121,400 (-17.3%) Land $121,400	$121,400 (-17.3%) Land $121,400
2022	$1,600.00	$146,800 Land $146,800	$146,800 Land $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Zephyr Cir

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