1013 Windsor Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 1013 Windsor Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,554 sqft · built 1998
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2018)
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-31-02A-202`

Property Details

APN / Parcel Number

Primary APN	`41-31-02A-202`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,008 sqft
Finished Basement	780 sqft
Unfinished Basement	228 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	13,634 sqft (0.313 acres)
View / Lot	Cul-de-sac
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1013 WINDSOR CT
City	CINCINNATI
State	OH
Zip	45245-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANTICLEER WOODS 5; LOT 59
Legal Subdivision	CHANTICLEER WOODS 5
Legal Lot Number	59
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	41306

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 31, 2018	Warranty Deed, Transfer · ARM UNION SAVINGS BANK
Jan 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	201829022
Deed Book / Page	2799 / 1888
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018792
Date	Aug 28, 2019
Book Page	2816/2887
Instrument	201900018792

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014840
Date	Jul 16, 2019
Book Page	2812/4571
Instrument	201900014840

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032528
Date	Oct 5, 2021
Book Page	2897/1296
Instrument	202100032528

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 31, 2018
Property Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Document Number	0000029022
Book / Page	2799 / 1888
Map Reference	CAB 5 PG 235-237
Instrument Date	Dec 28, 2018
Instrument	201800029022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000029023
Date	Dec 31, 2018
Instrument	201800029023

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 2, 2019
Property Address	1013 WINDSOR CT, CINCINNATI, OH 45245-1950
Book / Page	002799 / 002146
Instrument Date	Dec 14, 2018
Instrument	40
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 WINDSOR CT CINCINNATI OH 452451950, CINCINNATI, OH 45245-1950

Mortgage

Document Number	0000000040
Date	Jan 2, 2019
Book Page	002799/002146
Instrument	40

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,104.00 (-49.11%)	$140,360 (-) Land $25,520 Building $114,840
2024			$401,000 (-) Land $72,900 Building $328,100
2023	$13,960.00 (+144.06%) Homeowner's exemption	$140,360 (+42.96%) Land $25,520 Building $114,840	$401,000 (+42.96%) Land $72,900 Building $328,100
2022	$5,720.00 Homeowner's exemption	$98,180 Land $17,850 Building $80,330
2020			$280,500 Land $51,000 Building $229,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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