1013 Windermere Xing, Cumming, GA 30041 Property Records

Forsyth County property record for 1013 Windermere Xing, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,239 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Oct 2021)
Tax Bill	$7,250 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-000-040`

Property Details

APN / Parcel Number

Primary APN	`203-000-040`
Alternative APNs	`0000148042` `203 040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,239 sqft Living Area
1st Floor Area	2,914 sqft
Basement Area	2,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Golf Course
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000148042
Street Address	1013 WINDERMERE XING
City	CUMMING
State	GA
Zip	30041-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	2-1 650 LT438 F1 WNDRMERE FARRINGTON
Legal Subdivision	WNDRMERE FARRINGTON
Legal Block	2
Legal Lot Number	438
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2003
Census Tract	130511

Owner

1013 Windermere Xing is owned and occupied by two individuals who bought it in October 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
Oct 5, 2021	Warranty Deed, Transfer
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Document Number	202114169
Deed Book / Page	10472 / 114
Prior Transfer Date	Jul 9, 2004
Prior Transfer Doc	0034270139
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112

Mortgage

Document Number	0104720000000116
Date	Nov 8, 2021
Book Page	0000010472/0000000116

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 5, 2021
Property Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112
Document Number	0104720114
Book / Page	10472 / 114
Instrument Date	Oct 5, 2021
Instrument	2021-014169
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ASCALON CT, ALPHARETTA, GA 30005-2525

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 29, 2021
Property Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112
Document Number	0099090699
Book / Page	9909 / 699
Instrument Date	Jan 29, 2021
Instrument	2021-001117
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 WINDERMERE XING, CUMMING, GA 30041-6112

Mortgage

Document Number	0099090000000706
Date	Feb 2, 2021
Book Page	0000009909/0000000706

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Windermere Xing was $7,250 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,250.00	$533,360 Land $84,000 Building $449,360	$1,333,400 Land $210,000 Building $1,123,400
2023	$8,330.00 (+3.96%)	$358,224 (+20.52%) Land $38,000 Building $320,224	$895,560 (+20.52%) Land $95,000 Building $800,560
2022	$8,013.00	$297,232 Land $38,000 Building $259,232	$743,080 Land $95,000 Building $648,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 Windermere Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Windermere Xing is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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