1013 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1013 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,702 sqft · built 1990
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Nov 2025)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-055659`

Property Details

APN / Parcel Number

Primary APN	`04-055659`
Alternative APNs	`4055659` `055659`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,702 sqft Total Area
Basement Area	140 sqft
Finished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	211,266 sqft (4.85 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	892 sqft
Patio Area	454 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055659
Street Address	1013 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 43 - 4.85 ACS WILDA DR 28-151 SEC 3 PEACH MILL ESTS PLT 1
Legal Subdivision	PEACH MILL ESTATES SEC 03
Legal Lot Number	43
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3144 GAMBER RD, FINKSBURG, MD 21048-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Book / Page	11612 / 320
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 12, 2025
Property Address	1013 WILDA DR, WESTMINSTER, MD 21157-8307
Document Number	0116120320
Book / Page	11612 / 320
Map Reference	MB 28 FO 151
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3144 GAMBER RD, FINKSBURG, MD 21048-2231

Mortgage

Document Number	0011612329
Date	Nov 12, 2025
Instrument	11612/329

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1013 WILDA DR, WESTMINSTER, MD 21157-8307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088380024
Date	Oct 19, 2017
Book Page	8838/0024
Instrument	8838-0024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,100 (+4.19%)	$693,700 (+12.56%) Land $229,200 Building $464,500
2025	$6,961.00 (+5.45%) Homeowner's exemption	$616,300 (+5.49%) Land $189,200 Building $427,100	$616,300 (-) Land $189,200 Building $427,100
2023	$6,601.00 Homeowner's exemption	$584,233	$616,300 Land $189,200 Building $427,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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