1013 W Oregon Trail Ln, Orange, CA 92865 Property Records

Orange County property record for 1013 W Oregon Trail Ln, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1980
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`374-741-61`

Property Details

APN / Parcel Number

Primary APN	`374-741-61`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,500 sqft (0.08 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1013 W OREGON TRAIL LN
City	ORANGE
State	CA
Zip	92865-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10706 BLK LOT 39
Legal Subdivision	TRACT NO 10706
Legal Tract	10706
Legal Lot Number	39
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1002
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 W OREGON TRAIL LN, ORANGE, CA 92865-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 16, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2016
Deed Sale	May 11, 2016
Prior Sale	May 2, 2011 · Amount on Record
Deed Document Number	2016209231
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0000209231
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1013 W OREGON TRAIL LN, ORANGE, CA 92865-2023
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 W OREGON TRAIL LN, ORANGE, CA 92865-2023

Mortgage

Document Number	0000274517
Date	Apr 23, 2021
Instrument	2021000274517

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1013 W OREGON TRAIL LN, ORANGE, CA 92865-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203035
Date	Jun 4, 2018
Instrument	2018000203035

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1013 W OREGON TRAIL LN, ORANGE, CA 92865-2023
Document Number	0000247981
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 W OREGON TRAIL LN ORANGE CA 928652023, ORANGE, CA 92865-2023

Mortgage

Document Number	0000247981
Date	Jun 2, 2020
Instrument	247981

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,258 (+2%) Land $274,067 Building $123,191
2025	$4,530.00 (+4.64%)	$389,469 (+4.04%) Land $268,693 Building $120,776
2023	$4,329.00 (+2%)	$374,347 Land $258,260 Building $116,087
2022	$4,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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