1013 W Cross St, Baltimore, MD 21230 Property Records

Baltimore City property record for 1013 W Cross St, Baltimore, MD 21230

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,988 sqft · built 1900
Lot Size	0.021 acres (919 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Apr 2025)
Tax Bill	$5,433 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
APN	`21-08-0801-089`

Property Details

APN / Parcel Number

Primary APN	`21-08-0801-089`
Alternative APNs	`080801 089` `0801-089`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	648 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	919 sqft (0.021 acres)
Lot Dimensions	75 ft deep x 12.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	080801 089
Street Address	1013 W CROSS ST
City	BALTIMORE
State	MD
Zip	21230-2533
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	12-3X75
Legal Subdivision	WHITMORE PARK
Legal Block	801
Legal Lot Number	89
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1012
Census Tract	210100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pigtown Historic District listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 W CROSS ST, BALTIMORE, MD 21230-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Apr 23, 2009 · Amount on Record
Deed Book / Page	27921 / 262
Prior Transfer Date	Mar 21, 2012
Prior Transfer Doc	0141610273
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jul 16, 2026
Property Address	1013 W CROSS ST, BALTIMORE, MD 21230-2533
Document Number	2926000328
Book / Page	29260 / 328
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1013 W CROSS ST, BALTIMORE, MD 21230-2533

Mortgage

Document Number	2926000328,
Date	Jul 16, 2026
Book Page	29260/328

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,433.00 (+9.65%)	$231,300 (+21.29%)	$251,600 (+31.93%) Land $50,000 Building $201,600
2024	$4,955.00 (+10.11%)
2023	$4,500.00	$190,700 Land $50,000 Building $140,700	$190,700 Land $50,000 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (1979–2022)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Dec 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20