Yellowstone County property record for 1013 W 12th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,613 sqft · built 1982 |
| Lot Size | 0.184 acres (8,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,096 (May 2026) |
| Tax Bill | $2,041 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B021750 |
| Primary APN | 000B021750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 605 sqft |
| Unfinished Basement | 403 sqft |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,010 sqft (0.184 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 88 sqft |
| Deck Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1013 W 12TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CHERRY HILL SUBD, S08, T02 S, R24 E, BLOCK 1, LOT 7A |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | CHERRY HILL SUBD |
| Legal Block | 1 |
| Legal Lot Number | 7A |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1901 |
1013 W 12th St is owned and occupied by two individuals who bought it in May 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 1, 2026 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE, LTD. |
| May 14, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Apr 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 5, 2018 | Deed of Trust, Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Deed Document Number | 20264132698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0004061175 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 4061175 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 1, 2026 |
| Property Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0004132698 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.4132698 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | FLYING S TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0004132699, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.4132699 |
| Name | ENVOY MORTGAGE, LTD. |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0003921636 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 W 12TH ST LAUREL MT 590441630, LAUREL, MT 59044-1630 |
| Document Number | 0003921636 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 3921636 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0003880549 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 W 12TH ST LAUREL MT 590441630, LAUREL, MT 59044-1630 |
| Document Number | 0003880549 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 3880549 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1013 W 12TH ST, LAUREL, MT 59044-1630 |
| Document Number | 0003846252 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 W 12TH ST LAUREL MT 590441630, LAUREL, MT 59044-1630 |
| Document Number | 0003846252 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 3846252 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 12, 2048 |
The 2025 property tax bill for 1013 W 12th St was $2,041, down 24.7% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (+4.78%) Land $74,258 Building $245,742 | $320,000 (+4.78%) Land $74,258 Building $245,742 | |
| 2025 | $2,041.00 (-24.69%) | $305,400 Land $74,258 Building $231,142 | $305,400 Land $74,258 Building $231,142 |
| 2024 | $2,710.00 (+21.36%) | ||
| 2023 | $2,233.00 | $280,500 | $280,500 Land $68,066 Building $212,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 W 12th St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures