Washington County and Cambridge Town property record for 1013 Vly Summit Rd, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1875 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2001) |
| Tax Bill | $5,550 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 532289 261.-2-26 |
| Primary APN | 532289 261.-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| 2nd Floor Area | 1,072 sqft |
| Upper Floors Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 221 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 825J100526 |
|---|---|
| Street Address | 1013 VLY SUMMIT RD |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 93000 |
1013 Vly Summit Rd is owned and occupied by two individuals who bought it in July 2001.
Source: Washington County and Cambridge Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 VLY SUMMIT RD, CAMBRIDGE, NY 12816-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2001 · Amount on File |
| Deed Sale | Jul 27, 2001 · Amount on File |
| Deed Book / Page | 885 / 196 |
| Prior Transfer Date | Jun 7, 2001 |
| Prior Transfer Doc | 0885000196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 1013 VLY SUMMIT RD, CAMBRIDGE, NY 12816-1740 |
| Document Number | 0000004518 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1013 VLY SUMMIT RD CAMBRIDGE NY 128161740, CAMBRIDGE, NY 12816-1740 |
| Document Number | 0000004518 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 4518 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Address | BALLSTON SPA, NY 12020-2684 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 20, 2030 |
The 2026 property tax bill for 1013 Vly Summit Rd was $5,550 with a homeowner's exemption, up 6.2% from the year before.
Source: Washington County and Cambridge Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Cambridge Town |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,550.00 (+6.16%) Homeowner's exemption | ||
| 2025 | $5,228.00 | $257,122 Land $42,129 Building $214,993 | $257,122 Land $42,129 Building $214,993 |
| 2023 | $43,300 (-69.18%) Land $36,800 Building $6,500 | $43,300 (-72.26%) Land $36,800 Building $6,500 | |
| 2022 | $140,500 Land $39,000 Building $101,500 | $156,111 Land $43,333 Building $112,778 | |
| 2021 | $3,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Vly Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1013 Vly Summit Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
May also be available: Hudson Valley Wireless.
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