1013 Talbot Ct, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1013 Talbot Ct, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,098 sqft · built 1986
Lot Size	0.558 acres (24,289 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Jul 2021)
Tax Bill	$3,076 (2024)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-341-11`

Property Details

APN / Parcel Number

Primary APN	`227-341-11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	920 sqft
Upper Floors Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	24,289 sqft (0.558 acres)
Garage Type	Attached
Garage Area	456 sqft
Deck Area	288 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1013 TALBOT CT
City	MATTHEWS
State	NC
Zip	28105-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	P11 M20-921
Legal Subdivision	HAMPTON GREEN PH I
Legal Block	1
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2007
Census Tract	5833

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Construction Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Sep 1, 2022	Intrafamily Transfer, Transfer BCHH INC
Jul 7, 2021	Warranty Deed, Transfer BUNGALO TITLE SERVICES
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jul 1, 1996 · Amount on Record
Deed Document Number	2021131147
Deed Book / Page	36267 / 258
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1013 TALBOT CT, MATTHEWS, NC 28105-2511
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	BCHH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130244
Date	Sep 14, 2022
Book Page	37642/251
Instrument	2022130244

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 1, 2022
Property Address	1013 TALBOT CT, MATTHEWS, NC 28105-2511
Document Number	0000125780
Book / Page	37618 / 476
Map Reference	MB 20 PG 921
Instrument Date	Aug 24, 2022
Instrument	2022125780
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 7, 2021
Property Address	1013 TALBOT CT, MATTHEWS, NC 28105-2511
Document Number	0000131147
Book / Page	36267 / 258
Map Reference	MB 20 PG 921
Instrument Date	Jul 6, 2021
Instrument	2021131147
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BUNGALO TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1327 KRISTY LYNN DR, MONROE, NC 28110-0042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1013 TALBOT CT, MATTHEWS, NC 28105-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092785
Date	Jul 12, 2017
Book Page	31955/890
Instrument	2017092785

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1013 TALBOT CT, MATTHEWS, NC 28105-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132843
Date	Aug 24, 2020
Book Page	34960/606
Instrument	2020132843

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 14, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,800 Land $110,000 Building $293,800	$403,800 Land $110,000 Building $293,800
2024	$3,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

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