1013 Spruce St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1013 Spruce St, Sandwich, IL 60548

Property Summary

Property TypeSingle Family Home
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Mar 2014)
Tax Bill$4,714 (2024)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-26-251-011

Property Details

APN / Parcel Number

Primary APN19-26-251-011

Exterior

Lot Area10,500 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide

Location & Zoning

Account Number1926251011
Street Address1013 SPRUCE ST
CitySANDWICH
StateIL
Zip60548-1058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND ADDITION TO KNIGHTS SUBDIVISION - LOT 10 - BLOCK 1
Legal Subdivision2ND ADDITION TO KNIGHTS SUBDIVISION
Legal Block1
Legal Lot Number10
JurisdictionDE KALB IL
Township / Civil DivisionSANDWICH
Census Block Group2
Census Block2023
Census Tract2000

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1013 SPRUCE ST, SANDWICH, IL 60548-1058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2014 · Amount on Record
Deed SaleMar 19, 2014 · Amount on Record
Deed Document Number20142309
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1013 SPRUCE ST, SANDWICH, IL 60548-1058
Document Number0000000548
Instrument DateJan 3, 2018
Transaction TypeMortgage
Record UpdatedFeb 5, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1013 SPRUCE ST SANDWICH IL 605481058, SANDWICH, IL 60548-1058

Mortgage

Document Number0000000548
DateJan 16, 2018
Instrument548
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSandwich Township
MunicipalitySandwich City
Unified School DistrictSandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,640 (+22.25%) Land $21,785 Building $45,855$202,920 (+22.25%) Land $65,355 Building $137,565
2024$4,714.00
2023$55,329 Land $17,820 Building $37,509$165,987 Land $53,460 Building $112,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDWICH
serves 7,156 people · EPA ID IL0374850
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Watch TV.

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