1013 Simmons St, New Bern, NC 28560 Property Records

Craven County property record for 1013 Simmons St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1953
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Dec 2020)
Tax Bill	$1,426 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-034-066`

Property Details

APN / Parcel Number

Primary APN	`8-034-066`
Alternative APN	`131917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131917
Street Address	1013 SIMMONS ST
City	NEW BERN
State	NC
Zip	28560-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	LOT 12 BLK G TRYON VILLAGE
Legal Subdivision	TRYON VILLAGE
Legal Block	G
Legal Lot Number	12
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

1013 Simmons St is owned and occupied by two individuals who bought it in December 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 SIMMONS ST, NEW BERN, NC 28560-4301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Dec 22, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Sep 18, 2002 · Amount on File
Deed Document Number	202010066720
Deed Book / Page	3646 / 280
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1013 SIMMONS ST, NEW BERN, NC 28560-4301
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SIMMONS ST, NEW BERN, NC 28560-4301

Mortgage

Document Number	003862/314
Date	Dec 8, 2025
Book Page	3862/314
Instrument	10149697

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 22, 2020
Property Address	1013 SIMMONS ST, NEW BERN, NC 28560-4301
Document Number	3646/280
Book / Page	3646 / 280
Map Reference	MB 5 PG 11
Instrument Date	Nov 5, 2020
Instrument	10066720
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 RIVER RD, 600, TRENT WOODS, NC 28562-7462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SIMMONS ST, NEW BERN, NC 28560-4301

Mortgage

Document Number	3646283
Date	Dec 22, 2020
Instrument	3646/283

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1013 Simmons St was $1,426, up 3.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,426.00 (+3.41%)	$156,680 (-) Land $27,000 Building $129,680	$156,680 (-) Land $27,000 Building $129,680
2025	$1,379.00	$156,680 Land $27,000 Building $129,680	$156,680 Land $27,000 Building $129,680
2023	$1,352.00 (+74.23%)	$156,680 (+127.96%) Land $27,000 Building $129,680	$156,680 Land $27,000 Building $129,680
2022	$776.00	$68,730 Land $18,000 Building $50,730
2018			$68,730 Land $18,000 Building $50,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 Simmons St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2006–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Simmons St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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