1013 Shore Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 1013 Shore Dr, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,196 sqft
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$332,750 (Jul 2023)
Tax Bill	$51 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2013 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-H04-000-041-00`

Property Details

APN / Parcel Number

Primary APN	`041-H04-000-041-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	44,431 sqft (1.02 acres)
Lot Width	228 ft Width
Garage Area	576 sqft

Location & Zoning

Street Address	1013 SHORE DR
City	CHEBOYGAN
State	MI
Zip	49721-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY SUBDIVISION, LOTS 41, 42 & 43. (SEC 23,T38N,R2W) 964/543;1136/103;1338/847;1512/244
Legal Range	02W
Legal Township	038
Legal Section	23
Legal Subdivision	HOLIDAY SUB
Legal Lot Number	41-43
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BEAUGRAND
Census Block Group	1
Census Block	1004
Census Tract	960200

Owner

Source: Cheboygan County records · APN 041-H04-000-041-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMMISSIONER
Aug 15, 2013	Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CREDIT UNION
Jul 26, 2023	Warranty Deed, Transfer · FHA Mortgage FEDERAL HOUSING COMMISSIONER
Aug 03, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Aug 03, 2017 · Amount on Record
Deed Book / Page	1512 / 244
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	1136000103
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323

Mortgage

Document Number	0000001512/0000000260
Date	Jul 26, 2023
Book Page	0000001512/0000000260

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	882 Months
Due	Jan 01, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.23%

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323

Mortgage

Document Number	001240/929
Date	Aug 15, 2013
Book Page	1240/929

Lender

Name	MICHIGAN EDUCATIONAL CREDIT UNION
Type	Seller
Address	9200 N HAGGERTY RD, PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 26, 2023
Property Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323
Document Number	001512/244
Book / Page	1512 / 244
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323

Mortgage

Document Number	0001512260
Date	Jul 26, 2023
Instrument	1512/260

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	882 Months
Due	Jan 01, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.23%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 03, 2017
Property Address	1013 SHORE DR, CHEBOYGAN, MI 49721-9323
Document Number	1338/0847
Book / Page	1338 / 0847
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	669 BEAR HOLLOW RD, 669, JAMESTOWN, TN 38556-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61821 GLENWOOD TRL, WASHINGTON, MI 48094-1527

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Beaugrand Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,400 (+51.78%)	$324,800 (+51.78%)
2025	$51.00 (-97.38%)
2023		$107,000	$214,000
2022	$1,944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260319602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 34 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Presque Isle Electric & Gas Co-op Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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