1013 Saddle Dr, #7, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1013 Saddle Dr, #7, Helena, MT 59601

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,159 sqft · built 1987
OwnerIndividual Name on File
Last Sale$235,000 (Sep 2009)
Tax Bill$5,346 (2026)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone D (undetermined)
APNR0526800

Property Details

APN / Parcel Number

Primary APNR0526800
Alternative APNs
  • 05-1888-33-4-02-03-7007
  • 0000025296

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,159 sqft Living Area
1st Floor Area1,159 sqft
Basement Area818 sqft
Finished Basement818 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
TerrainRolling
View / LotMountain
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Deck Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000025296
Street Address1013 SADDLE DR, 7
CityHELENA
StateMT
Zip59601-5646
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionAMBER HILLS, S33, T10 N, R03 W, UNIT 7, CONDOS TIGER GULCH SUBD BLK 1 LOTS 3-4, COS #415032/E LOT: 3-4
Legal Range03W
Legal Township10N
Legal Section33
Legal SubdivisionAMBER HILLS CONDO
Legal Block1
Legal Lot Number3,4
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group1
Census Block1007
Census Tract1101

Owner

1013 Saddle Dr, #7 is owned by an individual who bought it in September 2009.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address2777 CARIBOU WAY, POCATELLO, ID 83201-2732
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2009 · Amount on File
Deed SaleSep 1, 2009 · Amount on File
Deed Document Number20093174254
Deed Book / Page40 / 7950
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address1013 SADDLE DR # 7, 7, HELENA, MT 59601-5646
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M61/5582
DateSep 30, 2022
Book PageM61/5582
Instrument3404510
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year LIBOR
Max Rate10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 1013 Saddle Dr, #7 was $5,346.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
MunicipalityHelena City
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,346.00$361,500
2025$361,500 Land $22,080 Building $339,420
2023$3,493.00$320,500$320,500 Land $16,782 Building $303,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Saddle Dr, #7 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Saddle Dr, #7 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 83% of Montana
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELENA WATER SYSTEM
serves 32,091 people · EPA ID MT0000241
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Montana Internet.

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