Caldwell County property record for 1013 S Commerce St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 651 sqft · built 1935 |
| Lot Size | 0.152 acres (6,627 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,764 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300558-003-011-00 |
| Primary APN | 0300558-003-011-00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 651 sqft Living Area |
| 1st Floor Area | 651 sqft |
| Utility Area | 40 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Georgian |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Mansard |
| Lot Area | 6,627 sqft (0.152 acres) |
| Lot Dimensions | 121 ft deep x 55 ft wide |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 20197 |
|---|---|
| Street Address | 1013 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HEIGHTS, BLOCK 3, LOT 11 |
| Legal Subdivision | SOUTH HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 960200 |
1013 S Commerce St, a single family home, is owned by two individuals.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 W PRAIRIE LEA ST, LOCKHART, TX 78644-2558 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1013 S Commerce St was $1,764.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,764.00 | $85,490 (-2.89%) Land $53,220 Building $32,270 | $85,490 (-2.89%) Land $53,220 Building $32,270 |
| 2025 | $88,030 Land $53,220 Building $34,810 | $88,030 Land $53,220 Building $34,810 | |
| 2024 | $1,893.00 (+1.12%) | ||
| 2023 | $1,872.00 (-9.21%) | $94,070 Land $53,220 Building $40,850 | $94,070 Land $53,220 Building $40,850 |
| 2022 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 S Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1013 S Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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