Warren County property record for 1013 Roy Ave, Warrenton, MO 63383
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,003 sqft · built 1980 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28.0-4-01-002.000.000 |
| Primary APN | 05-28.0-4-01-002.000.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| Basement Area | 966 sqft |
| Finished Basement | 690 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 120 ft deep x 89 ft wide |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1013 ROY AVE |
|---|---|
| City | WARRENTON |
| State | MO |
| Zip | 63383-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 TWP 47 NR2W WARRENTON ACRES LOT 44 PLAT 2 88.98' X 120' |
| Legal Range | 02W |
| Legal Township | 47N |
| Legal Section | 28 |
| Legal Subdivision | WARRENTON ACRES |
| Legal Lot Number | 44 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | SOUTH ELKHORN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 820107 |
1013 Roy Ave is owned and occupied by an individual.
Source: Warren County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1013 ROY AVE, WARRENTON, MO 63383-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Aug 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Sep 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 23, 2026 |
| Property Address | 1013 ROY AVE, WARRENTON, MO 63383-2210 |
| Document Number | 0000004735 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20264735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1013 ROY AVE, WARRENTON, MO 63383-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004735, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20264735 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 1013 ROY AVE, WARRENTON, MO 63383-2210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202304182 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 202304182 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 1013 ROY AVE, WARRENTON, MO 63383-2210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202206480 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202206480 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1013 Roy Ave was $1,229.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Warrenton City |
| Unified School District | Warren County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,229.00 | $19,188 (+13%) Land $2,968 Building $16,220 | $100,990 Land $15,620 Building $85,370 |
| 2024 | $1,229.00 (+14.65%) | $16,981 (-) Land $2,627 Building $14,354 | |
| 2023 | $1,072.00 (+8.06%) | $16,981 (+8%) Land $2,627 Building $14,354 | $89,370 Land $13,824 Building $75,546 |
| 2022 | $992.00 | $15,723 Land $2,432 Building $13,291 | |
| 2021 | $82,750 Land $12,800 Building $69,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Roy Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Roy Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARRENTON PWS serves 8,208 people · EPA ID MO6010834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | MONTGOMERY CO PWSD 1 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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