1013 Ross Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1013 Ross Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,124 sqft · built 1974
Lot Size	0.383 acres (16,700 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Apr 2019)
Tax Bill	$6,446 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-480-013`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-480-013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,124 sqft Building Perimeter
1st Floor Area	2,124 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	16,700 sqft (0.383 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	435 sqft
Shed	1 Shed
Shed Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1013 ROSS DR
City	CHAMPAIGN
State	IL
Zip	61821-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1144 DEVONSHIRE SUB 11TH
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 11TH
Legal Lot Number	1144
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2011
Census Tract	1301

Owner

1013 Ross Dr is owned and occupied by an individual who bought it in April 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 ROSS DR, CHAMPAIGN, IL 61821-6631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FARMERS STATE BANK
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Jul 19, 2007 · Amount on File
Deed Document Number	20194397
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0000024928
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1013 ROSS DR, CHAMPAIGN, IL 61821-6631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017902
Date	Sep 4, 2020
Instrument	2020R17902

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 1, 2019
Property Address	1013 ROSS DR, CHAMPAIGN, IL 61821-6631
Document Number	0000004397
Map Reference	MB X PG 71
Instrument Date	Mar 29, 2019
Instrument	2019R04397
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1013 ROSS DR, CHAMPAIGN, IL 61821-6631

Mortgage

Document Number	0000004398
Date	Apr 1, 2019
Instrument	2019R04398

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,670 Land $38,680 Building $50,990	$269,010 Land $116,040 Building $152,970
2024	$6,446.00
2022	$5,622.00 Homeowner's exemption	$67,140 Land $28,960 Building $38,180	$201,420 Land $86,880 Building $114,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 Ross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1013 Ross Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink.

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