1013 River Crest Trl, Helena, AL 35080 Property Records

Shelby County property record for 1013 River Crest Trl, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 2016
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Mar 2020)
Tax Bill	$1,789 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139301002060000`

Property Details

APN / Parcel Number

Primary APN	`139301002060000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Heated Area
1st Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 RIVER CREST TRL
City	HELENA
State	AL
Zip	35080-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 30 20S 03W NBRHD: 06 OLD CAHABA 5 R-2
Legal Range	03W
Legal Township	20S
Legal Section	30
Legal Subdivision	OLD CAHABA 5 THIRD ADDITION
Legal Lot Number	1870
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3009
Census Tract	30336

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 RIVER CREST TRL, HELENA, AL 35080-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · ARM AMERICAS FIRST FCU
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 13, 2020	Warranty Deed, Transfer LINCOLN CAP ADVISORS
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	2020100010
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1013 RIVER CREST TRL, HELENA, AL 35080-4501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365880
Date	Oct 16, 2018
Instrument	20181016000365880

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1013 RIVER CREST TRL, HELENA, AL 35080-4501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347180
Date	Aug 13, 2020
Instrument	20200813000347180

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 13, 2020
Property Address	1013 RIVER CREST TRL, HELENA, AL 35080-4501
Document Number	0000100010
Instrument Date	Mar 11, 2020
Instrument	100010
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 RIVER CREST TRL HELENA AL 35080, HELENA, AL 35080

Mortgage

Document Number	100020
Date	Mar 13, 2020
Instrument	100020

Lender

Name	LINCOLN CAP ADVISORS
Type	Funding / Finance Company
Address	995 CANTON ST # 200, ROSWELL, GA 30075-4240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1013 RIVER CREST TRL, HELENA, AL 35080-4501
Document Number	0000067240
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 RIVER CREST TRL HELENA AL 350804501, HELENA, AL 35080-4501

Mortgage

Document Number	0000067240
Date	Feb 27, 2017
Instrument	67240

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,789.00 (+0.51%)
2025	$1,780.00 (+8.74%)	$36,340 (+8.74%)	$363,400 (+8.74%) Land $80,000 Building $283,400
2023	$1,637.00	$33,420	$334,200 Land $80,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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