1013 Ridgemere Ln, Culpeper, VA 22701 Property Records

Culpeper County property record for 1013 Ridgemere Ln, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,432 sqft · built 1996
Lot Size0.22 acres (9,583 sqft)
Owner2 Trust Names on File
Last Sale$575,000 (Jun 2024)
Tax Bill$2,426 (2025)
Deeds & MortgagesNov 2025 Mortgage
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-Q-1-32

Property Details

APN / Parcel Number

Primary APN40-Q-1-32
Alternative APN
  • 16622

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,432 sqft Living Area
1st Floor Area1,614 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area400 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces2 Parking Spaces
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16622
Street Address1013 RIDGEMERE LN
CityCULPEPER
StateVA
Zip22701-3371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOUNTRY CLUB ESTATES PHASE I LOT 32 PLAT CAB 2/190-192
Legal SubdivisionCOUNTRY CLUB ESTATE
Legal Phase1
Legal Lot Number32
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group1
Census Block1031
Census Tract930204

Owner

1013 Ridgemere Ln is owner-occupied and held in a trust since December 2025.

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Dec 10, 2025Intrafamily Transfer, Transfer
Sep 12, 2022Intrafamily Transfer, Transfer
Sep 8, 2017Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on File
Deed SaleJun 5, 2024 · Amount on File
Prior SaleOct 15, 2020 · Amount on File
Deed Document Number20242337
Last Transfer DateDec 5, 2025
Transfer Doc0000006027
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371

Mortgage

Document Number0250005628
DateNov 19, 2025
Instrument250005628
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCULPEPER VA
Recording DateDec 10, 2025
Property Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371
Document Number0250006027
Map ReferenceCAB 2 SL 190-192
Instrument DateDec 5, 2025
Instrument250006027
Transaction TypeTransfer
Record UpdatedJan 2, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCULPEPER VA
Recording DateSep 12, 2022
Property Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371
Document Number0220005407
Instrument DateApr 14, 2022
Instrument220005407
Transaction TypeTransfer
Record UpdatedOct 12, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateSep 8, 2017
Property Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371
Document Number170004907
Instrument DateSep 5, 2017
Instrument170004907
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyBLUE RIDGE TITLE & STLMNT CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 RIDGEMERE LN, CULPEPER, VA 22701-3371

Mortgage

Document Number170004908
DateSep 8, 2017
Instrument170004908
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Ridgemere Ln was $2,426, up 86.6% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,426.00 (+86.62%)$564,100 Land $117,600 Building $446,500$564,100 Land $117,600 Building $446,500
2024$1,300.00 (-42.22%)
2023$2,250.00$489,200 Land $108,300 Building $380,900$489,200 Land $108,300 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Ridgemere Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Ridgemere Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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