1013 Polk St, Tupelo, MS 38801 Property Records

Lee County property record for 1013 Polk St, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,210 sqft · built 1969
Lot Size	0.467 acres (20,385 sqft)
Owner	Individual Name on File
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101H-01-028-00`

Property Details

APN / Parcel Number

Primary APN	`101H-01-028-00`
Alternative APNs	`020014` `20014`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,210 sqft Heated Area
Gross Area	2,512 sqft
1st Floor Area	2,210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,385 sqft (0.467 acres)
Lot Dimensions	226 ft deep x 90 ft wide
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	020014
Old Parcel Number	101H-01-028-00
Street Address	1013 POLK ST
City	TUPELO
State	MS
Zip	38801-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 LOT 447
Legal Range	05E
Legal Township	10S
Legal Section	01
Legal Subdivision	LEE ACRES 2 & 4
Legal Lot Number	447
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	950800

Owner

1013 Polk St is owned and occupied by an individual who acquired it in November 2019.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1013 POLK ST, TUPELO, MS 38801-5743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage FLAGSTAR BANK NA
Apr 5, 2024	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVEL
May 24, 2022	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019
Deed Sale	Nov 21, 2019
Prior Sale	Oct 28, 2015
Deed Document Number	2019014900
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1013 POLK ST, TUPELO, MS 38801-5743
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 POLK ST, TUPELO, MS 38801-5743

Mortgage

Document Number	2024003704
Date	Apr 11, 2024
Instrument	2024003704

Lender

Name	FLAGSTAR BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	479 Months
Due	Mar 1, 2064

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1013 POLK ST, TUPELO, MS 38801-5743
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 POLK ST, TUPELO, MS 38801-5743

Mortgage

Document Number	2024003464
Date	Apr 5, 2024
Instrument	2024003464

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount on Record
Term	479 Months
Due	Mar 1, 2064

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1013 POLK ST, TUPELO, MS 38801-5743
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 POLK ST, TUPELO, MS 38801-5743

Mortgage

Document Number	2021004502
Date	Mar 31, 2021
Instrument	2021004502

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVEL
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	345 Months
Due	Dec 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1013 POLK ST, TUPELO, MS 38801-5743
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 POLK ST, TUPELO, MS 38801-5743

Mortgage

Document Number	2022007416
Date	May 24, 2022
Instrument	2022007416

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 21, 2019
Property Address	1013 POLK ST, TUPELO, MS 38801-5743
Document Number	2019014900
Instrument Date	Nov 20, 2019
Instrument	2019014900
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 HARVESTERS SQ, TUPELO, MS 38801-9509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 POLK ST, TUPELO, MS 38801-5743

Mortgage

Document Number	2019014901
Date	Nov 21, 2019
Instrument	2019014901

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Polk St was $2,092 with a senior citizen's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 Senior Citizen's exemption	$15,387	$153,870 Land $20,000 Building $133,870
2023	$1,653.00 Senior Citizen's exemption	$12,356	$123,560 Land $20,000 Building $103,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Polk St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Polk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber, Verizon.

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