Bell County property record for 1013 Oxford Ln, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft · built 2022 |
| Lot Size | 0.138 acres (6,004 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,828 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0681644287 |
| Primary APN | 0681644287 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,004 sqft (0.138 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1013 OXFORD LN |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 002, LOT 0018 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
1013 Oxford Ln is owned and occupied by two individuals who acquired it in December 2022.
Source: Bell County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 OXFORD LN, TROY, TX 76579-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 |
| Deed Sale | Dec 19, 2022 |
| Deed Document Number | 202274263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 19, 2022 |
| Property Address | 1013 OXFORD LN, TROY, TX 76579-3918 |
| Document Number | 0000074263 |
| Map Reference | DOC 2022-00271 A&B |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022074263 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | DHI TITLE/CTRL TX, DHI TITLE OF CTRL TX TEMPLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 OXFORD LN, TROY, TX 76579-3918 |
| Document Number | 0000074264 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022074264 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,835 Land $45,000 Building $221,835 | $266,835 Land $45,000 Building $221,835 | |
| 2023 | $4,828.00 | $287,755 Land $45,000 Building $242,755 | $287,755 Land $45,000 Building $242,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Oxford Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Oxford Ln is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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