1013 Orchard Way, Silver Spring, MD 20904 Property Records

Montgomery County property record for 1013 Orchard Way, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,820 sqft · built 1951
Lot Size	1 acre (43,806 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2013)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00310582`

Property Details

APN / Parcel Number

Primary APN	`05-00310582`
Alternative APN	`00310582`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,820 sqft Living Area
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,806 sqft
Shed	1 Shed
Shed Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00310582
Street Address	1013 ORCHARD WAY
City	SILVER SPRING
State	MD
Zip	20904-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	COLESVILLE FARM EST
Legal Subdivision	COLESVILLE FARM EST
Legal Block	F
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	701415

Owner

1013 Orchard Way is owned and occupied by two individuals who bought it in February 2013.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK NA
Apr 17, 2018	Deed of Trust, Mortgage BENYAM ZERIHUM
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL BANK NA
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2013 · Amount on File
Deed Sale	Feb 11, 2013 · Amount on File
Prior Sale	Feb 19, 2009
Deed Book / Page	46050 / 481
Prior Transfer Date	Feb 17, 2009
Prior Transfer Doc	4725
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237

Mortgage

Document Number	0639380311
Date	Sep 2, 2021
Book Page	63938/311

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CONSTITUTION TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558970504
Date	Apr 17, 2018
Book Page	55897/504

Lender

Name	BENYAM ZERIHUM
Type	Private Party
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590480370
Date	Feb 13, 2020
Book Page	59048/370

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1013 ORCHARD WAY, SILVER SPRING, MD 20904-6237
Document Number	0606430478
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ORCHARD WAY SILVER SPRING MD 209046237, SILVER SPRING, MD 20904-6237

Mortgage

Document Number	0606430478
Date	Oct 2, 2020
Book Page	060643/000478

Lender

Name	CAPITAL BK NA
Address	ROCKVILLE, MD 20850

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Orchard Way was $6,737, up 10.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,800 (+9.49%) Land $315,700 Building $231,100	$546,800 (-) Land $315,700 Building $231,100
2025	$6,737.00 (+10.75%)	$499,400	$546,800 Land $315,700 Building $231,100
2024	$6,083.00
2023		$404,600 Land $315,700 Building $88,900	$404,600 Land $315,700 Building $88,900
2022	$4,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Orchard Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Orchard Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Way

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