1013 Oak St, McKinney, TX 75069 Property Records

Collin County property record for 1013 Oak St, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,010 sqft · built 1942
Lot Size	0.133 acres (5,815 sqft)
Owner	Individual Name on File
Tax Bill	$3,215 (2024)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0875-023-023D-1`

Property Details

APN / Parcel Number

Primary APN	`R-0875-023-023D-1`
Alternative APN	`1091026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	864 sqft
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,815 sqft (0.133 acres)
Porch	Covered Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	1091026
Street Address	1013 OAK ST
City	MCKINNEY
State	TX
Zip	75069-2973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	H L DAVIS ADDITION (CMC), BLK 23, LOT 23D
Legal Subdivision	H L DAVIS ADDITION (CMC)
Legal Block	23
Legal Lot Number	23D
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	4
Census Block	4022
Census Tract	30702

Owner

1013 Oak St is owned and occupied by an individual who acquired it in July 2022.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1013 OAK ST, MCKINNEY, TX 75069-2973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2022	Executor's Deed, Transfer
Nov 1, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022
Deed Sale	Jul 6, 2022
Prior Sale	May 18, 2022
Deed Document Number	20220706000105568
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 6, 2022
Property Address	1013 OAK ST, MCKINNEY, TX 75069-2973
Document Number	0000105568
Map Reference	FILE 201004300004259
Instrument Date	Jun 24, 2022
Instrument	20220706000105568
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 OAK ST, MCKINNEY, TX 75069-2973

Mortgage

Document Number	0000105569
Date	Jul 6, 2022
Instrument	20220706000105569

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLLIN TX
Recording Date	May 18, 2022
Property Address	1013 OAK ST, MCKINNEY, TX 75069-2973
Document Number	0000079047
Instrument Date	Apr 26, 2022
Instrument	20220518000079047
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 PINE ST, MCKINNEY, TX 75069-5556

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 1, 2017
Property Address	1013 OAK ST, MCKINNEY, TX 75069-2973
Document Number	0001461660
Instrument Date	Oct 31, 2017
Instrument	1461660
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 OAK ST MCKINNEY TX 750692973, MCKINNEY, TX 75069-2973

Mortgage

Document Number	1461670
Date	Nov 1, 2017
Instrument	1461670

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,674 Land $183,750 Building $108,924	$292,674 Land $183,750 Building $108,924
2024	$3,215.00
2023		$248,344 Land $112,000 Building $136,344	$248,344 Land $112,000 Building $136,344
2022	$2,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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