1013 Nez Perce Ln, Monroe, NC 28110 Property Records

Union County property record for 1013 Nez Perce Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,707 sqft · built 2001
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2025)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-396-234`

Property Details

APN / Parcel Number

Primary APN	`09-396-234`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,707 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	951 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 NEZ PERCE LN
City	MONROE
State	NC
Zip	28110-8637
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#327 MERIWETHER PH6B OPCF871-874
Legal Subdivision	MERIWETHER
Legal Lot Number	327
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1051
Census Tract	20307

Owner

1013 Nez Perce Ln, a rural home, is owned and occupied by an individual who bought it in October 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Oct 24, 2025	Warranty Deed, Transfer · VA Mortgage LOANUNITED.COM LLC
Mar 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Jun 7, 2013
Deed Document Number	202527906
Deed Book / Page	9229 / 422
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	7604843
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008106567
Date	May 19, 2021
Book Page	8106/567
Instrument	23788

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008863111
Date	Mar 4, 2024
Book Page	8863/111
Instrument	4658

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 24, 2025
Property Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637
Document Number	0009229422
Book / Page	9229 / 422
Map Reference	CAB F FILE 871-874
Instrument Date	Oct 24, 2025
Instrument	27906
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 KNOTTY WOOD DR, MONROE, NC 28110-8460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637

Mortgage

Document Number	0000027907
Date	Oct 24, 2025
Instrument	27907

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 9, 2020
Property Address	1013 NEZ PERCE LN, MONROE, NC 28110-8637
Document Number	0007604843
Book / Page	7604 / 843
Map Reference	CAB F FILE 871-874
Instrument Date	Mar 4, 2020
Instrument	7868
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007869
Date	Mar 9, 2020
Instrument	7869

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Nez Perce Ln was $2,527, up 21.5% from the year before.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,800 (-) Land $66,500 Building $312,300	$378,800 (-) Land $66,500 Building $312,300
2025	$2,527.00 (+21.55%)	$378,800 (+56.4%) Land $66,500 Building $312,300	$378,800 Land $66,500 Building $312,300
2024	$2,079.00 (+1.37%)	$242,200 (-) Land $38,100 Building $204,100
2023	$2,051.00	$242,200 Land $38,100 Building $204,100	$242,200 Land $38,100 Building $204,100
2021			$242,200 Land $38,100 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Nez Perce Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Nez Perce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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