Clay County property record for 1013 N State Rd, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,946 sqft · built 1965 |
| Lot Size | 0.213 acres (9,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,123 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-214-006 |
| Primary APN | 10-26-214-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 946 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 9,316 sqft (0.213 acres) |
| Garage Area | 204 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,100 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1013 N MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | RIDER'S ADDN BLOCK 1 LOT 9 |
| Legal Subdivision | RIDERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-214-006
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1013 N STATE RD, FLORA, IL 62839-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Jun 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 |
| Deed Sale | Apr 21, 2023 |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Apr 21, 2023 |
| Property Address | 1013 N STATE RD, FLORA, IL 62839-1048 |
| Document Number | 0000207063 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 207063 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 N STATE RD, FLORA, IL 62839-1048 |
| Document Number | 0000207064 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 207064 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 11, 2019 |
| Property Address | 1013 N STATE RD, FLORA, IL 62839-1048 |
| Document Number | D196792 |
| Instrument Date | Jun 03, 2019 |
| Instrument | D196792 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 465, CLAY CITY, IL 62824-0465 |
| Document Number | 000D196793 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | D196793 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 10, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,776 (+55.79%) Land $3,960 Building $31,816 | $107,328 (+55.79%) Land $11,880 Building $95,448 | |
| 2024 | $2,123.00 (+31.46%) | ||
| 2022 | $1,615.00 (+10.01%) Homeowner's exemption | $22,964 Land $2,999 Building $19,965 | $68,892 Land $8,997 Building $59,895 |
| 2021 | $1,468.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORA serves 5,233 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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