1013 N Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 1013 N Maple St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,549 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2018)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-203-044`

Property Details

APN / Parcel Number

Primary APN	`03-11-203-044`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,549 sqft Base Area
1st Floor Area	1,549 sqft
Basement Area	1,549 sqft
Unfinished Basement	1,549 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1013 N MAPLE ST
City	EFFINGHAM
State	IL
Zip	62401-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 BECKMAN ESTATE SUBD 2ND ADD 3401/251 2100/309 2061/85
Legal Subdivision	BECKMAN ESTATE
Legal Lot Number	44
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1052
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 N MAPLE ST, EFFINGHAM, IL 62401-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	20181803006
Deed Book / Page	3401 / 251
Prior Transfer Date	Jan 13, 2005
Prior Transfer Doc	0000000349
Record Updated	Oct 29, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 24, 2018
Property Address	1013 N MAPLE ST, EFFINGHAM, IL 62401-8302
Document Number	3401/251
Book / Page	3401 / 251
Map Reference	MB1704 PG241
Instrument Date	Jul 23, 2018
Instrument	201801803006
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 N KOESTER DR, 1017, EFFINGHAM, IL 62401-1722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8349 E US HIGHWAY, EFFINGHAM, IL 62401

Mortgage

Document Number	201801803007
Date	Jul 24, 2018
Instrument	201801803007

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (+67.05%)	$75,700 (+31.88%) Land $12,190 Building $63,510	$227,100 (+31.88%) Land $36,570 Building $190,530
2022	$2,185.00 Homeowner's exemption Senior Citizen's exemption	$57,400 Land $9,240 Building $48,160	$172,200 Land $27,720 Building $144,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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