Minnehaha County property record for 1013 N Lowell Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 988 sqft · built 1980 |
| Lot Size | 0.189 acres (8,215 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $180,000 (Apr 2019) |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Mar 2013 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-10-454-018-000 |
| Primary APN | 01-22-10-454-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Finished Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 494 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,215 sqft (0.189 acres) |
| Lot Dimensions | 104 ft deep x 65.8 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 239 sqft |
| Patio Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36548 |
|---|---|
| Street Address | 1013 N LOWELL AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-0755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLOCK 2 HOMESTEAD TRAILS TO CITY OF SIOUX FALLS |
| Legal Subdivision | HOMESTEAD TRAILS |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 401 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1013 N LOWELL AVE, SIOUX FALLS, SD 57103-0755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Mar 4, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage STEARNS LENDING INC |
| Apr 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Deed Book / Page | 588-D / 0376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1013 N LOWELL AVE, SIOUX FALLS, SD 57103-0755 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01728/1020 |
|---|---|
| Date | Mar 4, 2013 |
| Book Page | 1728/1020 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Seller |
| Address | 4 HUTTON CENTRE DR # 1010, SANTA ANA, CA 92707 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Apr 9, 2019 |
| Property Address | 1013 N LOWELL AVE, SIOUX FALLS, SD 57103-0755 |
| Document Number | 588DEED/0376 |
| Book / Page | 588 DEED / 0376 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 N LOWELL AVE, SIOUX FALLS, SD 57103-0755 |
| Document Number | 1857MTG0271 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 1857 MTG/0271 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,130 (-4.77%) Land $35,604 Building $177,526 | $213,130 Land $35,604 Building $177,526 | |
| 2025 | $3,065.00 | $223,800 (-2.36%) Land $36,000 Building $187,800 | |
| 2024 | $3,065.00 (+4.29%) | $229,200 (+18.27%) Land $36,000 Building $193,200 | |
| 2022 | $2,939.00 | $193,800 Land $27,800 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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