1013 N 10th St, Reading, PA 19604 Property Records

Berks County property record for 1013 N 10th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,523 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2026)
Tax Bill	$1,307 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-45-05-6843`

Property Details

APN / Parcel Number

Primary APN	`5317-45-05-6843`
Alternative APNs	`13-5317-45-05-6843` `13144600` `144600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,523 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13144600
Street Address	1013 N 10TH ST
City	READING
State	PA
Zip	19604-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	05
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2011
Census Tract	800

Owner

1013 N 10th St is owned and occupied by two individuals who bought it in May 2026.

Source: Berks County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 N 10TH ST, READING, PA 19604-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG SERVICES
May 27, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Sep 4, 2014 · Amount on File
Deed Document Number	202616416
Prior Transfer Date	Aug 28, 2013
Prior Transfer Doc	0000043374
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 27, 2026
Property Address	1013 N 10TH ST, READING, PA 19604-2201
Document Number	0000016419
Instrument Date	May 21, 2026
Instrument	202616419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GOLDEN GATE SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 N 10TH ST, READING, PA 19604-2201

Mortgage

Document Number	0000016419,
Date	May 27, 2026
Instrument	202616419

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 27, 2026
Property Address	1013 N 10TH ST, READING, PA 19604-2201
Document Number	0000016416
Instrument Date	May 18, 2026
Instrument	202616416
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	GOLDEN GATE SETTLEMENT GROUP L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1013 N 10TH ST, READING, PA 19604-2201

Mortgage

Document Number	0000016417,
Date	May 27, 2026
Instrument	202616417

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000016418,
Date	May 27, 2026
Instrument	202616418

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	20 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1013 N 10th St was $1,307 with a homeowner's exemption, up 4.1% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (+4.06%) Homeowner's exemption	$46,300 (-) Land $15,000 Building $31,300	$15,000 (-) Land $15,000
2025	$1,256.00 (+2.53%) Homeowner's exemption	$46,300 (-) Land $15,000 Building $31,300	$15,000 Land $15,000
2024	$1,225.00	$46,300 Land $15,000 Building $31,300
1994			$46,300 Land $15,000 Building $31,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 N 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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