1013 Mountain Dr, Candler, NC 28715 Property Records

Buncombe County property record for 1013 Mountain Dr, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1981
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (May 1996)
Tax Bill	$732 (2025)
Deeds & Mortgages	Sep 2025 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`764180-2020-202`

Property Details

APN / Parcel Number

Primary APN	`764180-2020-202`
Alternative APNs	`8696-56-9899-00000` `869602569833000` `008179047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	384 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	764180-2020-202
Street Address	1013 MOUNTAIN DR
City	CANDLER
State	NC
Zip	28715-0685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	SCOTT C & LINDA M STEPHENS SUR
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	2
Census Block	2003
Census Tract	2401

Owner

Source: Buncombe County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 MOUNTAIN DR, CANDLER, NC 28715-0685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 14, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1996 · Amount on Record
Deed Sale	May 28, 1996 · Amount on Record
Deed Document Number	19961
Deed Book / Page	1908 / 45
Last Transfer Date	Sep 10, 2025
Transfer Doc	0065250188
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 17, 2025
Property Address	1013 MOUNTAIN DR, CANDLER, NC 28715-0685
Document Number	0065250188
Book / Page	6525 / 188
Map Reference	MB 1467 PG 376
Instrument Date	Sep 10, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 MOUNTAIN DR, CANDLER, NC 28715-0685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 LEMONGRASS LN, CHARLOTTE, NC 28214-0204

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1013 MOUNTAIN DR, CANDLER, NC 28715-0685
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061701874
Date	Jan 7, 2022
Book Page	6170/1874

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1013 MOUNTAIN DR, CANDLER, NC 28715-0685
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055591520
Date	Jun 14, 2017
Book Page	5559/1520

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+6.4%)	$194,600 (-) Land $29,700 Building $164,900	$194,600 (-) Land $29,700 Building $164,900
2024	$688.00 (+2.84%)
2023	$669.00	$194,600	$194,600 (-) Land $29,700 Building $164,900
2021			$194,600 Land $29,700 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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