1013 Monroe Ave, Charleston, IL 61920 Property Records

Coles County property record for 1013 Monroe Ave, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,724 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jan 2026)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-06948-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-06948-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,724 sqft Base Area
1st Floor Area	2,724 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 57.9 ft wide

Location & Zoning

Street Address	1013 MONROE AVE
City	CHARLESTON
State	IL
Zip	61920-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST CHARLESTON ADD BLK 2 LOT 7 SW 1/4 SEC 11 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	11
Legal Subdivision	EAST CHARLESTON ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	6
Census Block	6022
Census Tract	500

Owner

1013 Monroe Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Coles County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 MONROE AVE, CHARLESTON, IL 61920-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	2026820728
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 5, 2026
Property Address	1013 MONROE AVE, CHARLESTON, IL 61920-2142
Document Number	202600820728
Instrument Date	Dec 30, 2025
Instrument	202600820728
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 MONROE AVE, CHARLESTON, IL 61920-2142

Mortgage

Document Number	202600820729
Date	Jan 5, 2026
Instrument	202600820729

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	5.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Monroe Ave was $1,185 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00	$35,600 (+10.2%) Land $2,387 Building $33,213	$106,800 (+10.2%) Land $7,161 Building $99,639
2024		$32,305 (+9.5%) Land $2,166 Building $30,139	$96,915 (+9.5%) Land $6,498 Building $90,417
2023		$29,502 Land $1,978 Building $27,524	$88,506 Land $5,934 Building $82,572
2020	$1,463.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1996–2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1013 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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