1013 Megan Lynn Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1013 Megan Lynn Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 1994
Lot Size	0.241 acres (10,497 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Nov 2017)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-30-0241-0001-0140`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0241-0001-0140`
Alternative APNs	`263023024100010140` `87129`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,773 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1013 MEGAN LYNN CT
City	SAINT CLOUD
State	FL
Zip	34772-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LINDSEY COVE PB 7 PG 136 LOT 14
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	LINDSEY COVE
Legal Tract	241
Legal Block	140
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43303

Owner

1013 Megan Lynn Ct is owned and occupied by an individual who bought it in November 2017.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1013 MEGAN LYNN CT, SAINT CLOUD, FL 34772-7700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2017	Warranty Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	2017165944
Deed Book / Page	5242 / 1093
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	0040550898
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1013 MEGAN LYNN CT, SAINT CLOUD, FL 34772-7700
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 MEGAN LYNN CT, SAINT CLOUD, FL 34772-7700

Mortgage

Document Number	0059372355
Date	Apr 16, 2021
Book Page	5937/2355
Instrument	2021058390

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 20, 2017
Property Address	1013 MEGAN LYNN CT, SAINT CLOUD, FL 34772-7700
Document Number	0052421093
Book / Page	5242 / 1093
Map Reference	MB7 PG136
Instrument Date	Nov 14, 2017
Instrument	2017165944
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3423 TIMBERWOOD RD, 3423, LAKELAND, FL 33810-5549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 MEGAN LYNN CT, SAINT CLOUD, FL 34772-7700

Mortgage

Document Number	2017165945
Date	Nov 20, 2017
Instrument	2017165945

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Megan Lynn Ct was $3,080 with a homeowner's exemption, up 3.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,080.00 (+3.6%) Homeowner's exemption	$214,961	$269,400 Land $60,000 Building $209,400
2024	$2,973.00 (+2.77%)
2023	$2,893.00 (+3.73%) Homeowner's exemption	$202,819 (+3%)	$260,800 (+13.29%) Land $55,000 Building $205,800
2022	$2,789.00 Homeowner's exemption	$196,912	$230,200 Land $55,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Megan Lynn Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Megan Lynn Ct is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Nearby Properties on Megan Lynn Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures