1013 McKinney Gap Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 1013 McKinney Gap Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,644 sqft · built 1993
Lot Size	0.575 acres (25,049 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2017)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9862-52-2026`

Property Details

APN / Parcel Number

Primary APN	`9862-52-2026`
Alternative APNs	`9862522026 0007833` `7833`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,644 sqft Heated Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Finished Basement	548 sqft
Unfinished Basement	548 sqft
Flooring	Hardwood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	25,049 sqft (0.575 acres)
Garage Area	384 sqft
Porch	Slab
Porch Area	600 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 MCKINNEY GAP RD
City	MARS HILL
State	NC
Zip	28754-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	WOLF LAUREL ESTATES
Legal Block	52
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

1013 McKinney Gap Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Madison County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 MCKINNEY GAP RD, MARS HILL, NC 28754-5721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	May 19, 1992 · Amount on File
Deed Book / Page	628 / 543
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	0003710539
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1013 MCKINNEY GAP RD, MARS HILL, NC 28754-5721
Document Number	0006860113
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 MCKINNEY GAP RD MARS HILL NC 287545721, MARS HILL, NC 28754-5721

Mortgage

Document Number	0006860113
Date	Mar 12, 2020
Book Page	000686/000113
Instrument	335801

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Apr 13, 2017
Property Address	1013 MCKINNEY GAP RD, MARS HILL, NC 28754-5721
Document Number	0006280535
Book / Page	000628 / 000535
Instrument Date	Mar 22, 2017
Instrument	324960
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3227 WIND SONG CT MELBOURNE FL 329348318, MELBOURNE, FL 32934-8318

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Apr 13, 2017
Property Address	1013 MCKINNEY GAP RD, MARS HILL, NC 28754-5721
Document Number	0006280543
Book / Page	628 / 543
Map Reference	MB 2 PG 75
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3227 WIND SONG CT, 3227, MELBOURNE, FL 32934-8318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 SOUTHWOOD LN, JACKSONVILLE, FL 32207-4129

Mortgage

Document Number	0006280547
Date	Apr 13, 2017
Book Page	628/547

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1013 McKinney Gap Rd was $1,859.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00	$373,149 (-) Land $41,700 Building $331,449	$373,149 (-) Land $41,700 Building $331,449
2024	$1,859.00	$373,149 (+98.29%) Land $41,700 Building $331,449	$373,149 (+98.29%) Land $41,700 Building $331,449
2023		$188,179 Land $31,593 Building $156,586	$188,179 Land $31,593 Building $156,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 McKinney Gap Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 McKinney Gap Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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