Berrien County property record for 1013 Lydia Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,896 sqft · built 1951 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,000 (May 2023) |
| Tax Bill | $4,641 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-6880-0013-00-2 |
| Primary APN | 18-6880-0013-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Basement Area | 1,896 sqft |
| Unfinished Basement | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Raised Ranch |
| Lot Area | 24,481 sqft (0.562 acres) |
| Lot Dimensions | 256 ft deep x 95.6 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1013 LYDIA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | LOT 13 RIVER BEND EXC THAT PT COM AT SWLY COR SD LOT 13 TH SELY ON SLY LOT LN 256.15' TO SELY COR LOT 13 TH NELY ON ELY LOT LN & AROUND A 897.35' RAD CUR LT A CH DIST OF 115' TH SWLY 247.82' TO PT ON WLY LN LOT 13 THAT IS 12.17' NELY OF POB TH SWLY A |
| Legal Subdivision | WLY COR SD |
| Legal Lot Number | 13 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1000 |
1013 Lydia Dr is owned and occupied by two individuals who bought it in May 2023.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 LYDIA DR, SAINT JOSEPH, MI 49085-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on File |
| Deed Sale | May 25, 2023 · Amount on File |
| Prior Sale | Jun 27, 2014 |
| Deed Document Number | 2023381257 |
| Deed Book / Page | 3404 / 2695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 25, 2023 |
| Property Address | 1013 LYDIA DR, SAINT JOSEPH, MI 49085-2822 |
| Document Number | 03404/2695 |
| Book / Page | 3404 / 2695 |
| Map Reference | LB 12 PG 46 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023381257 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1416 W 26TH ST, HOUSTON, TX 77008-1624 |
| Name | Verified Name |
|---|---|
| Address | 5875 SAINT JOSEPH AVE, STEVENSVILLE, MI 49127-1204 |
| Document Number | 2023381258 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023381258 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Dec 1, 2028 |
The 2025 property tax bill for 1013 Lydia Dr was $4,641 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,200 | $302,400 | |
| 2025 | $4,641.00 | ||
| 2023 | $104,600 | $209,200 | |
| 2022 | $6,498.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1013 Lydia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Lydia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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